• Understands and adheres to a comprehensive risk based compliance testing/monitoring program in coordination with the Compliance Risk Testing Manager. 
• Independently conducts compliance testing/monitoring audits of the company addressing the Bank’s inventory of risks and regulations.
• Collaborates with Compliance Department personnel to assist in designing, executing and documenting transaction test plans for Financial Crimes Risk Management, deposit, lending, and all other compliance requirements. 
• Monitors Management's corrective actions to ensure risks are mitigated effectively. 
• Oversight of Compliance Risk Analyst’s reviews.
• Collaborates with Compliance personnel to make independent determinations regarding the Bank’s and Compliance Department’s adherence with regulatory expectations.
• Assists with regulatory examinations, independent compliance audits, and second line Compliance Testing engagements.
• Maintains thorough documentation of all steps taken during the review process. Thoroughly documents findings by preparing reports in a manner that is clear and comprehensible to Compliance Risk Management Team managers, internal auditors and regulatory examiners.
• Reads, analyzes and interprets financial reports, legal documents, governmental regulations and professional publications.
• Responds to, and analyzes, all inquiries from within the business and operational departments.
• Communicates effectively with peers, front-line and management when requesting information or documentation and addressing concerns or findings.
• Adheres to Bank policy, procedure and regulatory requirements.
• Adheres to all designated time periods, manages workflow to the specified deadlines, and completes responsibilities in a satisfactory manner.
• Maintains a strict level of confidentiality.
• Completes all job-related training in a timely manner and attends seminars or continuing education, as directed.
• Performs any other assignments as directed by Manager.

• Does not directly supervise others. However, it does require report oversight responsibilities for a Compliance Risk Analyst.

• To perform this job successfully, a knowledge and understanding of banking and lending related laws and regulations is required.
• Incumbent must be able to perform each essential duty satisfactorily. 
• The requirements listed below are representative of the knowledge, skill, and/or ability required. 
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• High school diploma or general education degree (GED) required; 
• Bachelor's degree from four-year college or university preferred; 
• minimum five (5) years in banking or equivalent combination of education and experience.
• Prior retail banking and/or lending experience required.
• Prior experience with case management systems, databases, and similar automation preferred.

• To perform this job successfully, an individual should have working knowledge of Microsoft Office Suite, including Outlook, Word, Excel, and Power Point.
• Ability to learn bank-specific software such as IBS, AccuSystems, nCino, Encompass or comparable software.
• Ability to use basic office machines.

• Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor.
• Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.

Job Summary