Job Summary
The Credit Analyst is responsible for reviewing and interpreting credit and financial statements for current and potential borrower and making recommendations regarding the extension of credit. Candidates need to be able to identify credit requirements based on funding method, including commercial, consumer, SBA, FSA, and USDA. Duties include gathering and tracking financial information necessary for analysis, preparing and presenting results with customers, monitoring credit activities to identify potential underwriting exceptions, making on-site visual inspections of properties and equipment, interaction with government agencies regarding guaranteed loan funding, and reviewing and maintaining all credit files. Will also assist in compiling data and drafting reports for management and Board of Directors. Performs complex financial mathematical calculations and activities that require a thorough, detailed review of all documents used and created in the credit review process. Most written work will be completed utilizing the following software’s: Jack Henry Silverlake and Excel.
Primary Location/Schedule:

• Hybrid work environment: weekly schedule requires a combination of on-site and home office hours.

o On-site: 3110 S Delaware Ave, Springfield MO 65804

• Full-time: 40 hours per week
• 8:00 am. – 5:00 pm. Monday through Friday is standard with occasional evenings and weekends as needed. Moderate adjustments may be possible at the discretion of hiring manager.
• Occasion travel during workday required

Position Requirements:

• Bachelor’s degree in Business, Finance, Accounting, or related field
• A minimum of two year of bank experience; or
• A combination of education, training and experience equivalent too
• Jack Henry Silverlake experience preferred
• Knowledge of government guarantee loan guidelines for structuring and funding is ideal.

Required Skills:

• Ability to create a home office that allows for the handling of private and confidential data, documents, and conversations.
• Excellent customer service and strong communication skills
• Strong mathematical, problem-solving and computer skills
• Excellent attention to detail and work organization skills
• Ability to apply and enforce regulatory standards for ethical behavior, confidentiality and information security
• Ability to maintain productivity standards while working independently, with minimum supervision
• Intermediate to advanced knowledge and experience with Microsoft Excel or similar program
• Strong organizational skills, including multi-tasking.
• Willingness to proactively cross-sell bank products & services

To Apply:

• Complete an application at https://www.oldmissouribank.com/about/careers
• Contact Human Resources at careers@oldmobank.com or 417-869-9000 for more information

Benefits:

• Excellent work environment where you are appreciated and recognized for you individual efforts and contributions
• Stability with a locally owned community bank that is growing and expanding in the region
• Paid Leave: Paid Time Off, Military, Bereavement, and Jury Duty
• Full and partially paid insurance plans: life w/ AD&D, disability, medical, and dental
• Cost friendly insurance: vision, critical illness, accident, supplemental life w/ AD&D
• 100% match of retirement savings (up to plan limit)
• Discounted financial service fees on select OMB products and services
• Plus more

Futures made brighter. Banking made better
Old Missouri Bank was founded in 1999 with a commitment to excellence in service. We offer our customers the latest in banking products and services combined with old-fashioned customer service. We are committed to giving our customers the kindness, courtesy, and professionalism they deserve. This philosophy has resulted in our growth from one bank in Springfield to six banks in Springfield and the surrounding communities.
Disclaimer:
The above description relates the general nature and level of work performed by people assigned to this classification. It is not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform tasks outside of their regular responsibilities from time to time, as needed.
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