SUMMARY:

We are seeking a detail-oriented and experienced Mortgage Loan Processor to join our team. As a Mortgage Loan Processor, you will play a vital role in our lending process by ensuring that loan applications are processed accurately and efficiently. Your ability to adhere to strict timelines and effectively communicate with borrowers, loan officers, real estate agents, and underwriters is crucial to your success in this role.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Review loan applications to ensure all necessary information is complete and accurate.
• Communicate with borrowers, loan officers, and underwriters to gather additional documentation and resolve any outstanding issues.
• Prepare mortgage loan files in accordance with company policies and procedures
• Verify and analyze borrower financial information including credit reports, income documents, and asset statements.
• Coordinate with loan officers and underwriters to ensure timely loan closings.
• Maintain and update loan files to ensure compliance with regulatory requirements.
• Provide excellent customer service to borrowers throughout the loan process.

QUALIFICATIONS:

• Strong knowledge of mortgage lending processes, loan products and underwriting guidelines.
• Proficient in using Encompass.
• Excellent attention to detail and strong organizational skills.
• Ability to multi-task and prioritize workload to meet deadlines.
• Strong written and verbal communication skills.
• Knowledge of federal and state mortgage lending regulations.
• High level of professionalism and integrity.

EDUCATION AND EXPERIENCE:

• High school diploma or equivalent- Required
• Minimum 2 years of experience as a Mortgage Loan Processor.