Want to join a fast-growing company that is also recognized as Best Workplace in the Mortgage Industry with career growth potential? Network Capital has experienced explosive growth since its inception in 2002 as a leading Real Estate Finance company with offices in, Irvine, Miami and New York. Bring your talent and join our fun, high energy, fast paced environment.

• INC Magazine rare Honor Roll award for Fastest Growing Companies, 6 years
• Fortune Magazine Best Workplaces in Financial Services & Insurance - 2020
• Mortgage Executive Magazine award for Top 100 Mortgage Companies, 2 years
• Endorsed by Largest Mortgage Radio Show in the Nation with over 4 million weekly listeners.

Check out our video:https://youtu.be/IvV82Pp0p9Q

Job Responsibilities:

• Underwrite Conventional, VA, and FHA loans.
• Review submitted loan approval conditions and disposition as appropriate.
• Underwrite 1 to 4-unit residential property appraisals including condominiums, manufactured home, COOPs, and PUDs.
• Review, validate, and update loan file data including transaction details, credit, liability, income, asset and property information.
• Provide communications to internal partners including processors, underwriters, loan officers, funders, post-closing and production managers regarding file structuring, counteroffers, and/or documents needed to move files forward in the most expeditious manner possible.
• Stays current on all Fannie Mae , Freddie Mac, VA, and FHA selling guide updates, lender letters, bulletins, and announcements.
• Resolve loose-ends identified by Post-Closing/Loan Delivery team as needed.
• Complete mandatory training assignments as directed.
• Performs other mortgage underwriting related duties as assigned.

Skills & Experience:

• Active CHUMS ID preferred
• Experience with Non-QM, VA, Purchases, FHA
• Minimum 5 years of recent mortgage underwriting experience
• Able to maintain positive attitude and be productive under pressure and tight deadlines.
• Must be able to work well independently with minimal supervision.
• Well versed in searching and correctly interpreting Fannie Mae Freddie Mac, VA, and FHA requirements set forth in their respective Selling Guides
• Strong sense of urgency, flexible and adaptable
• Capable and competent in evaluating personal and business tax returns.
• Expert using Desktop Underwriter (DU) and Loan Product Advisor (LPA)
• Experienced with, or at minimum, familiar with Condo Project Manager, Early Check, and Loan Collateral Advisor, CoreLogic’s LoanSafe & RealQuest applications.
• Experience underwriting loans at a national level and in all markets preferred.
• Encompass LOS experience preferred but not required.

Benefits:

• Excellent compensation
• 100% retail originations (no loan brokers to deal with!)
• Medical, Dental, Vision, Life Insurance and 401K

Network Capital is proud to be an Equal Employment Opportunity employer. It is our intent to maintain a work environment which is free of harassment, discrimination and retaliation due to age, race religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex (including pregnancy, childbirth, breastfeeding and/or related medical conditions), gender, gender identity, gender expression, sexual orientation, military or veteran status, or any other status protected by federal, state or local laws. Should you require assistance or an accommodation due to a disability, you may contact us at (949) 408-2814.

Job Type: Full-time

Salary: $80,000.00 - $125,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Life insurance
• Vision insurance

Schedule:

• Day shift
• Monday to Friday
• Onsite

Job Type: Full-time

Pay: $80,000.00 - $125,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

Experience:

• Underwriting: 5 years (Required)
• Manual Underwriting: 2 years (Required)

License/Certification:

• Chums (Required)

Ability to Commute:

• Irvine, CA 92618 (Required)

Ability to Relocate:

• Irvine, CA 92618: Relocate before starting work (Required)

Work Location: In person