Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. Ready to disrupt the mortgage industry with us as a Fair Lending Analyst? Then we think it’s time for you to begin your #myMovement story. What You Need To Know The Fair Lending Analyst will be responsible for performing the day-to-day oversight of the Fair Lending data collection for Movement Mortgage, consistent with the requirements for Fair Lending regulatory compliance. This member of the Compliance Department will perform Secondary Quality Control review of the Fair Lending files within the software as well as assist in preparing loan data for quarterly HMDA LAR reporting. Support Movement Mortgage’s existing Fair Lending infrastructure by providing detailed analytics and reporting and making policy recommendations Perform UDAAP / Fair Lending monitoring and data analysis primarily through interpretation and analysis of loan level data Perform complex fair lending compliance reviews and analyze the fair lending risk associated with underwriting, pricing, and servicing; including comparative file/matched pair analysis Assist with completion and maintenance of risk assessments Work with Compliance leadership to monitor changes in industry standard Fair Lending Reporting requirement and best practices Helps to maintain procedures on the end-to-end process of collecting data for Fair Lending analysis Perform root cause analysis and assist in corrective action planning Provide subject matter expertise in regulatory reporting requirements to prepare and audit the quarterly HMDA LAR Keep abreast of industry activities related to regulatory compliance, including recent CFPB, state, other regulatory activity Provide excellent customer service to internal and external clients What We Are Looking For Bachelor’s degree from four-year institution required. Candidates with a major in Statistics, Mathematics, Economics, or Finance will be strongly considered Must be familiar with Fair Housing Act, ECOA and HMDA regulations Understanding of consumer loan documentation, loan servicing and/or loan operations Experience with underwriting and pricing, which will be used in performing fair lending comparative file reviews is preferred Critical thinking and the ability to “connect the dots” of multiple data points across multiple business units to develop a comprehensive assessment of fair lending risk Proficiency in Microsoft Excel required Audit-related and/or risk and control testing experience in a financial services environment, preferably mortgage Ability to maintain the highest level of confidentiality Excellent written and verbal communication skills Ability to prioritize tasks and work both independently and within a team, in a fast-paced environment Proficiency with MS Office (Word, PowerPoint, SharePoint) Experience with Mortgage Director and RiskExec Even Better 2 years’ audit-related and/or risk and control testing experience in a financial services environment, preferably mortgage Relevant certification (CRCP, CRCM, etc.) The expected salary range for this position is between: $75,000.00 - $95,000.00 The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law. We also offer a benefits package that includes: Competitive pay Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE Retirement plan: 401(k) and Roth Paid Time Off: 16 days front loaded. Prorated based on the start date month 11.5 paid holidays per year Employee assistance program Excellent career growth opportunity Fun, team-focused working environment Employee driven community outreach program The application window is anticipated to close on: July 1, 2024 We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities – our mission to love and value people drives everything we do.