At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles.

We are seeking candidates who model our values : invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Credit Associate, North America Strategy & Research, Credit Strategy and Standard

The key function of the role is to provide analytical, statistical, research and logistical assistance to the Credit Strategy & Research team, which provides thought leadership on emerging credit risks, leads cross-sector research and helps drive alignment within the rating agency around the factors that drive credit risk.

Responsibilities

• Undertake economic and credit research and quantitative analysis related to macroeconomic, financial, policy and credit topics to support research publications and credit analysis, including on topics such as key US policy changes, elections, trade, consumer and labor market trends.
• Prepare economic, public policy and financial spreadsheets and presentations
• Assist in the drafting and visualization of macroeconomic data analysis, public policy analysis and thematic research publications
• Support internal reviews of credit trends
• Support the US Strategy & Research function in monitoring and analyzing regional trends, macroeconomic developments, policy changes and country-specific economic, fiscal, and political developments
• Assist with drafting public policy, macroeconomic, consumer sector and credit conditions outlooks and memoranda and related documents
• Assist managers and senior analysts with ongoing and ad hoc projects on policy-related, macroeconomic, financial and credit risk topics
• Lead and project manage internal newsletters and memoranda
• Adhere to applicable codes of conduct, policies, procedures, and best practices.

Qualifications

• Strong academic background graduate degree or equivalent, preferably in Economics, Public Policy or Finance
• Exhibits good communication skills and can articulate ideas clearly; Displays excellent interpersonal capabilities
• Ability to work effectively and collaboratively in a team environment
• Strong organizational skills, attention to detail and ability to prioritize tasks effectively

Additional Experience

• Familiarity with US public policy and the US economy; Public policy and macroeconomic research and analysis experience or relevant credit research experience preferred
• Strong knowledge of macroeconomic principles
• Quantitative and data analysis skills
• Strong MS Office skills : principally Excel, Word, and PowerPoint. Experience with a programming language is desirable.

Experience with data visualization

For US-based roles only : the anticipated hiring base salary range for this position is $78,500 - $113,750 , depending on factors such as experience, education, level, skills, and location.

This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation.

Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law.

Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws.

If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email .

This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Last updated : 2024-05-19