1 Credit Analyst Job in Flower Mound, TX
Mitsubishi HC Capital America Inc is Hiring a Credit Analyst Near Flower Mound, TX
Position Overview:
Commitment to Internal Control:
Essential Duties and Responsibilities:
- Review applications for accuracy.
- Underwrite transactions up to $1M and decision transactions within earned credit authority.
- Underwrite and present transactions to management that exceed credit authority by accurately determining total exposure and recommending applicants accordingly.
- Review and analyze public information such as Dun & Bradstreet reports, Paynet reports, Secretary of State corporate name verifications, Safer reports, Credit Bureau reports etc.
- Call, fax or email for credit references.
- Review existing customers for additional exposure to determine if applicant stays in flow for underwriting or needs to be reviewed by Fleet for further consideration.
- Communicate via phone, email or in person with peers and other departments in a professional manner.
- Performs other related duties as assigned by management.
KPI’s (Key Performance Indicators):
- Research industries, markets and equipment as requested.
- Communicate via phone or email Dealers, Manufacturers and Clients.
- Review and present transactions that exceed credit authority.
Responsibility and Decision-Making Authority:
- Act independently; Decision-making within Company policy.
Management/Supervisory Responsibilities:
- N/A
Qualifications:
- Ability to spread and analyze financial statements, preferred
- Proficiency with Microsoft Office Suite
- Experience with Salesforce, preferred.
Competencies:
- Communicates changes effectively.
- Responds promptly to customer needs.
- Meets challenges with resourcefulness.
Bachelor’s degree required with a major in finance preferred
Two years of related experience and / or training, or equivalent combination of education and experience
Licensing and Certification:
- N/A
Tools and Equipment Used:
- Personal computer, copier, phone, and other typical office equipment
Working Hours:
- Hours may vary and will require some evening work; frequently requires working 40-45 hours/week depending on business needs
Travel:
Occasional travel related to attendance at industry seminars
Physical Demands:
- Digital dexterity and hand/eye coordination in operation of office equipment
- Light lifting and carrying of supplies, files, etc.
- Ability to speak to and hear customers and/or other employees via phone or in person
- Medical, Dental, and vision plans
- 401(k) and matching
- Paid Time Off
- Company Paid Life Insurance
- Employee Assistance Program
- Training and Development Opportunities
- Employee Discounts
Job Summary
Full Time
$59k-76k (estimate)
03/22/2024
07/18/2024
The job skills required for Credit Analyst include Financial Statements, Underwriting, Microsoft Office, Credit Reports, Decision Making, Life Insurance, etc. Having related job skills and expertise will give you an advantage when applying to be a Credit Analyst. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Credit Analyst. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Credit Analyst positions, which can be used as a reference in future career path planning. As a Credit Analyst, it can be promoted into senior positions as a Credit Analyst III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Credit Analyst. You can explore the career advancement for a Credit Analyst below and select your interested title to get hiring information.
Similar Jobs
Popular Articles
