Description

Who we are:

Michigan Millers Mutual Insurance Company is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders’ property-and-casualty insurance needs across multiple regions in the United States. Michigan Millers believes in striving for growth without sacrifice. We know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.

At Michigan Millers our core values, Team – Customers – Results, are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry.

We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships.

Does this opportunity interest you?

Michigan Millers is seeking a Commercial Lines Underwriter to join our team in our Lansing office!

The individual in this role is responsible for building and creating strong agency relationships that effectively manage an agency territory to achieve established growth and profit goals. They develop a book of business by writing and retaining accounts through assigned agencies that have higher growth potential.

Responsibilities of a Commercial Lines Underwriter include:

• Develop a book of business with assigned agencies
• Understand rating methodology and coverages
• Travel to assigned agencies to promote products, build agency partnerships, and promote high agency ranking positions.
• Understand different lines of insurance marketplace and emerging industry issues
• Use established practices, processes, procedures, and underwriting authority level to analyze the operations and exposure of different types of risk to write, renew, and modify business
• Use research and analysis to develop practical underwriting solutions that are consistent with organizational objectives
• Assess risk and exposure on new and existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives
• Meet business goals through new business growth, renewal retention, and overall profitability for assigned agencies
• Perform special projects and other duties as assigned

Requirements

What is a must-have?

• Strong understanding of industry practices, standards, and underwriting concepts
• Able to multitask and solve problems
• Proficient oral and written communication skills
• Valid and unrestricted driver’s license with an acceptable driving record
• Bachelor’s degree in Insurance or Finance or equivalent related experience

Preferred Skills

• Working toward CPCU, AU, or CIC Certification

Compensation Overview:

The targeted hiring range for this role is $58,400 – $73,000. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and/or may be considered for other positions.

Michigan Millers offers full-time employees a significant Total Rewards Package, including:

• Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more!
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Plan (plus company match)
• Time Off – including vacation, volunteer, and holiday pay
• Paid Parental Leave
• Bonus opportunities
• Tuition assistance
• Wellness Program – including an onsite fitness studio

Michigan Millers believes in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.

Michigan Millers provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

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