Merchants Bank, Cannon Falls, is seeking a full-time (38–40 hr/week) Customer Service Representative/Teller. This position is scheduled to work at both the Cannon Falls and Hampton branches. Generally working 2 Saturdays per month. Generally, shifts will be from 8:00 a.m. – 5:00 p.m. Monday – Friday however, may be scheduled to work until 5:30 p.m. if on the Teller line. Job duties include assessing customer needs, providing excellent customer service while opening new deposit accounts and processing all types of banking transactions, and maintaining account information. Must be comfortable with extensive customer contact and have cash handling and sales experience. Please click on Apply Now or apply in person at Merchants Bank, Cannon Falls (300 W Main Street). Questions can be emailed to hr@merchantsbank.com. Merchants Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Job Summary:In the Customer Service Representative role you will proactively provide assistance to customers in determining products and services which best meet their needs. Is fully knowledgeable of all bank deposit products and services. Assist customers in retail product selections by profiling, presenting features and benefits, and asking for the sale. Represents the Bank in a manner that maintains and expands business relationships, enhances the Bank’s image and contributes to growth. This position will provide back-up support to the Teller area. The Teller role is considered one of our most critical front-line customer contact positions, as our customers have direct contact with tellers for 85% of all their banking transactions. Tellers are responsible for all cash-related transactions, in addition to transactions involving paper documents. The position requires good basic, general knowledge of all banking operations. Customer Service Representative Job Functions:Must be able to assess the needs of the customer and determine how to best meet the customers’ needs when opening new checking, savings, CDs, and IRA accounts, as well as account services.Refer customers to other retail divisions, i.e. loan, mortgage, investment, etc. Perform all new account functions.Complete all necessary forms to ensure accurate opening and closing of accounts. Comply with all CSR policies and procedures.Respond to all customers inquires and forwards any appropriate requests to other departments.Complete necessary documentation for any account maintenance changes and ensures that the change is completed. Follow maintenance and closed account procedures for all types of deposit accounts.Complete the entire IRA process including sales and on-going maintenance. Accept and process check orders for all checking accounts.Disseminate information regarding legal issues, to protect customers and retailers against fraud.Accurately submit all customer forms on Mernet such as address changes, debit cards, privacy codes, etc.Cross-Sell additional Merchants Bank products and services.Responsible to update central file information when working with account portfolios & compliance regulated forms.Call customers regarding promotions and CD renewals. Make follow up and courtesy calls.Open/Close/Maintain Safe Deposit Boxes.Cash Savings Bonds.Active and willing participant in all marketing and promotional activities.Willing to work trade shows and promotional events on evenings and weekends.Cross sell with the minimum goal being 3 products per account/relationship. Decision solution penetration of 20% or better.Work to meet established goal regarding credit card balance transfers.Make outside calls with a business development specialist or key person per quarter and participate in one partnership banking visits with an approved business customer per year (in applicable markets).Be involved in community activities to actively promote the bank.Review the daily overdraft report to proactively catch your customers before they defaultBe proficient and able to assist customers on the systems including internet banking products, bill pay, e statements, mobile banking, telephone banking and anything else the customer may need assistance with.Collecting Privacy Codes/Security word – Email addresses, cell numbers. Back-up Teller Job Functions:Tellers play a vital role in providing service. For many customers, tellers are their primary contact with the bank. Customer Service is measured by the degree to which the teller provides excellent service to customers and maintains constructive relationships with co-workers to ensure a more positive working atmosphere. Adheres to Bank customer service standards described in Service Plus and Welcome Home as follows:Acknowledges customers’ presence promptly with a “come on in” feeling, using a desk connector to help facilitate conversations, is aware of their surroundings and engaged in what is occurring.Sets aside their other work when customers approachExchanges a greeting, smiles, and calls the customer by his/her name at least two or more times during the interactionListens carefully to the customers’ requests, makes eye contact, clarifies facts and summarizes needsDemonstrates enthusiasm in handling customers’ transactionsExplains banking procedures to customers in understandable terms avoiding Bank jargonAssists customers in the completion of bank forms, tickets, etc.Thank the customer by name for their business and offers further assistance Anticipates customer traffic and plans accordingly to ensure customers are served promptly and efficientlySeeks assistance and guidance from co-workers in a timely and polite manner to avoid abrupt interruptionsRefrains from conversations on the phone or with other employees when serving customersCooperates with others and is effective in establishing working relationshipsIdentifies help opportunities to enhance customer relationships as well as helping assist customers to take full advantage of our banking services and productsAsks test benefit questions and clarifying questions to place the customer in the appropriate product or service. Is able to summarize with the benefits and features of the product or serviceOffers hospitality to waiting customers Physical Working Conditions: Inside working environment, low noise level. No environmental hazards or chemicals. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear; occasionally required to stand and walk; lifting and carrying of coin not in excess of 35 lbs; specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Mental Demands/Skill Requirements:Requires above-average clerical aptitude. Good finger dexterity and manual dexterity. Above-average ability or aptitude in the areas of reasoning, intelligence, and clerical perception. High school diploma or equivalent.At least one-year retail sales and banking experience preferred.Attention to detail.Ability to follow established guidelines and procedures.Proven sales ability with the ability to identify customer needs and cross-sell products and services effectively.Good customer service skills, high degree of tact, professionalism and courteous image.Strong communication and interpersonal skills as well as organizational and motivational skills. Work Habits:Specific skills demonstrating work habits include:Maintains a neat and organized work area by conducting daily clean sweeps Projects a well-groomed and professional appearance in conjunction with “all dressed up” Adheres to bank policy on absenteeism and the establish work hoursDoes not accept personal phone calls or allow other distractions which can be handled after customers leave the officeAvoids excessive nonbusiness related emails (internal and external)Avoids excessive personal cell phone and internet usage and textingCooperates with other staff members and responds to supervisory guidance and direction, asked good questions, listens and does the appropriate detective work to either help themselves or our customers. Provides the process, expectations and an explanation of the “next steps”Complies with audit regulations concerning the security of the teller window, computer terminal, and branch locationProcesses transactions efficiently and accurately and has less than 2 teller mitek errors per monthDoes not hold up “cut off” times for item processing at the end of the dayUses the computer terminal correctly to verify the account statusKeeps money counted down and places excess cash in a secured second drawerDevelops speed in balancing the teller windowKeeps to a minimum the number of times the teller window is closed to strap currency, review transactions, assist others, etc Dependability:Specific skills demonstrating dependability include:Performs duties accurately within the established guidelinesOrganizes time to complete duties without sacrificing service to customersStays focused under pressureCompletes assignments independently and in a timely mannerArrives to work as scheduledAccepts accountabilityAdapts well to changeFlexible to changing needs, such as staffing needs for the BranchIs confidential (Internal and External)Is a team player Relationships: Will have extensive customer and co-worker contact; must conduct self in a manner that will create a positive impression for the Bank. Responsible to Customer Service Manager for fulfillment of functions, responsibilities, and authority and for their proper interpretation.