If working for a company with an empowered group of individuals dedicated to the financial well-being of their customers is appealing to you, look no further than Heartland Bank!

At Heartland Bank, our goal is quality – in our work, in our play, and in our people. We value our ability to attract and retain talented professionals, as this is the bottom line for excellent customer service.

The Heartland Team is looking for a dedicated and experienced Residential Affordable Housing Lender to join our team. In this role, you will play a crucial role in expanding access to affordable housing options for individuals and families in our community. You will be responsible for assessing loan applications, managing client relationships, and ensuring compliance with regulatory requirements.

A typical day might include the following:

• Evaluate loan applications for residential affordable housing program eligibility, conduct financial analysis of applicants for creditworthiness, and work closely with the underwriting team.
• Join and establish relationships with organizations whose missions are consistent with Affordable Housing outreach and homebuyer education.
• Maintain knowledge and awareness of current loan programs, services, operations, and marketing policies.
• Monitor the financial health of affordable housing projects and provide recommendations for improvements or interventions when necessary.
• Attend and participate in the required training activities as appropriate.
• Participate in and/or lead community outreach efforts that are not limited to education and promotion of the bank in the communities that we serve.
• Assist and participate in community and business development activities.
• Ensure compliance with all state, federal, and internal policies, procedures, and Regulations.

THIS ROLE MIGHT BE THE RIGHT FIT FOR YOU IF:

• You Live Our Values. You demonstrate Heartland’s shared values and do the right thing, even when no one is watching.
• You Achieve Results. You meet and exceed goals through teamwork. You grow and apply job knowledge and have focused execution.
• You Coach and Lead. You have strong communication. You are focused on performance development and foster positive relationships and trust.
• You Hustle. You possess a driven work ethic to succeed and respect focused collaboration.

JOB REQUIREMENTS:

• Bachelor’s Degree in Finance or a related field, or equivalent relevant work experience
• Valid Driver’s License.
• Minimum of 3-5 years of experience in residential lending, with a focus on affordable housing.
• Strong knowledge of affordable housing financing programs, including FHA, OHFA, Fannie Mae, and Freddie Mac guidelines.
• Excellent communication and negotiation skills.
• Detail-oriented with strong analytical and problem-solving abilities.
• Ability to work collaboratively in a team-oriented environment.

ADDITIONAL QUALIFICATIONS:

• Microsoft Windows Applications and Encompass Loan Origination Software

WORK ENVIRONMENT & PHYSICAL DEMANDS:

• Climate-controlled office environment. Consistently travel via automobile to customer offices around Central Ohio
• Standing (<1/3 of the time)
• Walking (<1/3 of the time)
• Sitting (>2/3 of the time)
• Speaking via telephone and in person (1/3-2/3 of the time)
• Hearing via telephone and in person (1/3-2/3 of the time)
• Lifting up to 10 pounds (<1/3 of the time)
• Vision (up close and distance >2/3 of the time)

WHAT’S GREAT ABOUT WORKING AT HEARTLAND?

• Competitive compensation package
• Healthcare on Day 1 that includes: Medical, Dental, Vision, and Life Insurance
• 401(k) up to 4% of salary match
• Company-paid holidays
• Generous Paid Time Off
• Parental Leave
• Casual dress policy
• Career development opportunities
• On-site fitness center (Corporate Center)
• Tuition reimbursement and training support
• Free checking and savings accounts
• Free financial planning
• Mortgage Rate Discount Program

Heartland Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or protected Veteran status.