Description

Summary

The Intern - Small Business Administration (SBA) will support the entire Gulf Coast Small Business Lending (GCSBL) group through various activities and tasks. Some of the primary duties may include and is not limited to, assisting with initial application pre-screening alongside SBA Assistant, file preparation prior to underwriting, and observing the pre-closing and post-closing processes.

Responsibilities

• Reviews and assists the SBA team with the loan application process ensuring accuracy and completeness of application.
• Creates and organizes the loan file to ensure efficiency of loan to progress.
• Prepares initial financial spreads and partners with underwriting team to move loan application forward. 
• Assist with imaging of the loan closing documents and reviews for accuracy and completeness of required information. 
• Partners and assists the servicing specialists’ team as well as other team members to ensure the smooth and efficient flow of information.
• Takes initiative to learn and participate in tasks and activities in other areas/departments of the company. 
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank’s compliance with all regulatory requirements.
• Adheres to policy & procedure of Small Business Lending group and must comply with BSA/AML/OFAC regulations and guidelines.
• Assists with various administrative tasks to support department operations, as directed; may also be assigned special projects.

Requirements

Skills/Experience/Education

• Must be currently pursuing an associate degree or a bachelor’s degree, preferably in a business-related discipline.
• Minimum preferred cumulative GPA of 3.0.
• Be a highly motivated self-starter who takes initiative.
• Demonstrates attention to detail and strong analytical and problem-solving skills.
• Possesses strong communication and teamwork skills. 
• Authorized to work in the U.S. on a permanent basis. Please note, Gulf Coast Bank & Trust Company and it’s family of financial services will not provide any assistance or sign any documentation to support immigration sponsorship or benefit including but not limited to optional practical training (OPT) or curricular practical training (CPT)

Essential Mental & Physical Requirements

• Ability to travel if required to perform the essential job functions. 
• Ability to work under stress and meet deadlines.
• Ability to read and interpret a document if required to perform the essential job functions.
• Prolonged periods of sitting at a desk and working on a computer may be required.
• Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Gulf Coast Bank & Trust Company and its subsidiaries is committed to a diverse and inclusive workforce. We are committed to equal employment opportunities without regard to race, color, genetic information, religion, sex, affectional or sexual orientation, gender identity or expression, age, marital status, military and veteran status, physical and mental disability, and any other characteristic protected by applicable law. We believe in attracting, retaining, and promoting quality talent and recognize that our diversity is critical to the success of the company.