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F&M Bank and Trust Co. is looking for a Mortgage Loan Officer for our O'Fallon Office located at 2315 Technology Drive Suite 117 in O'Fallon, MO.
Main responsibilities:
Greet walk-in customers to the Credit Department. Also, identify, telephone, send correspondence, and visit potential or existing bank customers that may benefit from loan services.
Provide, explain, assist with, and accept loan applications for residential real estate, commercial real estate and consumer loans. Once the application is made, put the application packet together and give to the loan processor.
For small commercial loans, request and review business records to assess credit worthiness. While becoming familiar with the operations of that business customer, may suggest resources or improved methods to help their business succeed.
Approve and initiate loans. Decline loans that do not fit the evaluation criteria. Follow up with customers to explain approval or decline decision. Close loans that are approved.
Maintain positive relationships with real estate agents and others involved in the loan process.
Insure that the bank's loan procedures and policies are followed for all loan customers.
Participate in the officer calling program.
Explain and sell life and credit life disability insurance related to loans. Initiate and document this coverage.
Maintain knowledge of bank products and cross-sell to existing and potential customers.
May provide notary public service to current customers and potential customers.
Assist the supervisor in planning annual and long term goals for the Credit Department.
Keep co-workers informed of schedule and visits to current or potential customers and calls.
Participate in the Credit Dept. meetings. Attend and participate in meetings with other bank employees.
Serve as a role model of bank involvement in community civic groups, charities, public relations events, and service projects.
May assist in collection of delinquent loans, including contacting the customer and skip tracing.
Assist or serve as back-up to the other Loan Officers.
All employees must comply with the requirements of BSA as it applies to their specific job duties.
Education
High school or GED completion required
Some college coursework preferred in a business-related field
Bachelor's degree preferred
Experience
5 years banking experience preferred
Computer experience required
Sales, Teller, Loan Clerk, CSR, or previous Loan Officer experience preferred
Full Time
Banking
$45k-62k (estimate)
01/21/2024
02/28/2029
bankfm.com
SHELBINA, MO
50 - 100
1870
JEANETTE PORE
$5M - $10M
Banking
For over 150 years we have provided the communities we serve with superior banking services & hometown customer service.
The job skills required for Mortgage Loan Officer include Mortgage Loans, Planning, etc. Having related job skills and expertise will give you an advantage when applying to be a Mortgage Loan Officer. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Mortgage Loan Officer. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Mortgage Loan Officer positions, which can be used as a reference in future career path planning. As a Mortgage Loan Officer, it can be promoted into senior positions as a Mortgage Loan Officer II that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Mortgage Loan Officer. You can explore the career advancement for a Mortgage Loan Officer below and select your interested title to get hiring information.
If you are interested in becoming a Mortgage Loan Officer, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Mortgage Loan Officer for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
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Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
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COMPLETE FINGERPRINTS/BACKGROUND CHECK AND PAY ALL FEES.
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Connect with real estate agents.
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Step 3: View the best colleges and universities for Mortgage Loan Officer.