Responsibilities and Expectations

• Complete all pre-closing requirements.
• Once Loan Officer provides loan approval and / or commitment letter, request an estimated closing date, prepare loan document request form, input loan information into Easy Lender, and gather supporting documentation, and submit requirements and request for document preparation.
• Close loan in conjunction with Loan Officer, collect any fees required from borrower to deposit to loan suspense, prepare funding (if applicable) - wiring instructions, etc.
• Send applicable items to be recorded : mortgages, assignment, modifications of mortgages, SNDA’s, Landlord’s consent, etc.
• Copy original note for file; send required booking documentation to Loan Operations; Prepare Blue / Red Files with loan documents, supporting documents, financial info, etc.

for post-closing document review

• Assist in managing loan officer’s portfolio.
• At times, assist officer in pre-underwriting requirements / documents to the credit department (case by case basis).
• Discuss with Loan Officer and create action plan regarding :
• Exception list
• Delinquency / O / D / Past Due List
• Maturities (Matured Loan List)
• Misc Filing
• Follow up on recorded mortgage or final title policy
• Process advance / draw requests as directed when needed and verify compliance.
• Bank Compliance, Laws, Regulations.
• Keep up-to-date on all laws and regulations
• Complete necessary responsibilities to maintain compliance
• Follow bank processes and procedures.
• Maintain active and open communications, and provide quality customer service to both internal and external customers.
• Communicate (when necessary) effectively with :
• Loan Officers
• Credit Department
• Loan Operations
• Vendors (attorneys, title / insurance companies, county / state offices, etc.)
• Borrowers

Regular and Reliable Attendance

Perform other duties as assigned or required.

Required Skills & Education

• High School diploma or required.
• 1-3 years of banking experience preferred.
• Excellent interpersonal skills and professional manner
• Computer skills, especially the ability to work in Windows based systems

The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job.

It is not intended as an exhaustive list of all responsibilities, duties, and requirements.

Who we are

Equity Bank, a full-service, $5 billion community bank, is based in Wichita, Kansas, with 70 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.

At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth.

We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.

Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.

What’s in it for you?

We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program.

We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.

Benefits Available :

• Health, Dental & Vision Insurance
• Group Life & Long-Term Disability Insurance
• Flexible Spending & Health Savings Accounts
• Group Cancer Insurance

K) Retirement Plan w / Company Match

• Generous Vacation & Sick Time
• Employee Stock Purchase Plan (ESPP)
• Pet Insurance
• Retail Banking Benefits

Last updated : 2024-04-23