At Dedham Savings, we believe that being here for the journey means supporting our customers every day in a friendly and professional manner every day.

While our employees are committed to helping our customers, we are committed to our employees. After all, we wouldn’t have made it 192 years without them! To support our employees, we offer a competitive benefit package with Medical, Dental, Vision, Flexible Spending, Tuition Reimbursement, Retirement, Life Insurance, and many other benefits.

PURPOSE

Under the general supervision of the Senior Vice President / Retail banking, manages the daily operations of assigned branch to meet sales and service objectives in conformance with established Bank policies, strategies, and procedures.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Perform any function necessary, within the scope of authority and expertise, to provide the highest level of customer service and responsiveness to the financial needs of individuals, families, businesses, and organizations served by the Bank.
• Organize, coordinate, and supervise the ongoing activity of the assigned branch. Monitor teller operations and customer service activities and take all steps necessary to promote branch effectiveness in conformance with established goals and objectives.

Recommend, implement, and ensure compliance with policies and procedures.

• Participate in making hiring recommendations. Provide ongoing training and development of assigned staff. Develop goals with staff and monitor operational performance to ensure conformance with Bank-wide expectations.
• Responsible for writing and presenting employee performance evaluations. Responsibilities include training, planning, assigning, and directing work;

appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.

• Participate in the creation and execution of the yearly Branch Goals.
• Participated in Bank committees and special projects to ensure efficient operations and superior customer service throughout the Retail Banking Department.

May serve as a member of the Product and Service Manual Committee.

• Attending monthly and quarterly meetings (e.g., Retail Operations, Retail Sales and Service meetings, and Sales and Investment update calls) to obtain strategies for the direction of the Bank and to ensure efficiency in Bank operations and customer service.
• May conduct seminars to promote Bank business.
• Keep informed of all relevant changes in Bank regulations, policies, procedures, products, compliance developments, etc.

Ensure that branch staff is informed of the same and conduct periodic meetings to provide updated information. Recommend procedural changes as needed to support prescribed requirements.

• Keep abreast of developments within the banking industry relative to retail products and services. Attend meetings and seminars as needed.
• Maintain current knowledge of all Bank products and services.
• Continuously empower staff through mentoring, coaching, and training.
• Provide efficient, effective, and courteous customer service in person and via telephone. Perform a variety of customer service duties.

Open and close accounts and process a wide variety of transactions. Respond to customer inquiries.

• Assume responsibility for various branch functions in the absence of staff members or overload situations by performing related customer service, supervisory, and administrative functions as may be required to ensure the ongoing effectiveness of the assigned branch.
• Admit customers to the safe deposit box vault area following Bank procedures. Open and surrender safe deposit boxes as requested.
• Maintain current knowledge of passbook loans for underwriting and approval.
• Accept line of credit (CheckProtec) applications. Review all applications and underwrite for approval or decline decision.
• Execute wire transfers of funds. Verify wires entered by another employee (Branch CSRs and above) from start to finish.
• Process credit card applications.
• Assist customers with Official check and Teller’s check inquiries. Search for the status of a check. Obtain copies of cleared checks.

Place stop payments. Reissue checks.

• Assist customers with a wide range of IRA transactions. Trustee Transfers, Direct Rollovers, Rollovers. Process contributions and distributions.
• Notarize documents for customers.
• Have a general understanding of various legal documents.
• Prepare various monthly and quarterly reports for an assigned branch. Ensure that established audit standards are met in a timely and complete manner.
• Participate in maintaining branch inventory and placing supply orders as needed.
• Ensure proper upkeep of assigned equipment and ensure that the branch facility is maintained in a neat, professional, and functionally efficient manner.
• Participate in branch contests and assist with the creation and running of the Point of Sale (POS) tables promoting products and services.
• Perform related customer service, supervisory, and administrative duties as may be assigned or required to ensure the effectiveness of the assigned branch.
• Ability to use Microsoft Word and Excel proficiently.
• Ability to write professional, clear, concise correspondence to internal and external recipients.
• Oversee the daily activities of the assigned branch. Open and close the branch.
• Control vault activity. Maintain adequate quantities of cash and coins. Order cash for the branch.
• Maintain inventory of Official and Teller’s checks.
• Maintain inventory of cards.
• Balance ATM. Ability to troubleshoot any issues. Place service request if necessary.
• Perform daily branch consolidation / settlement duties upon completion of assigned shift.
• Acknowledge opportunities to generate referrals to other areas of the bank including but not limited to the Investment Center, Residential & Commercial Lending, and Business Banking Services.
• Exhibit excellent customer service and actively participate in the Your Bank Rewards Referral Program. Maintain and encourage an ongoing sales culture within the branch.
• Attending sales, service, and product training sessions regularly and actively participating in branch meetings.
• Adhere to Bank’s dress code policy and monitor the dress code for all members of staff.
• Actively promote the interest of the Bank whenever and wherever possible by participating in community and professional organizations.

Participate in community activities representing Dedham Savings. Develop new prospects outside the bank for our wide variety of business and consumer deposit and loan products.

• Perform all duties by prescribed regulatory compliance guidelines. Ensure compliance with established security procedures as well as cash handling procedures.
• Adhere to audit and regulation policies and procedures and complete annual training on all required regulations, including Regulation CC, AML / BSA, and GLB / Privacy.
• Assist in ensuring the branch meets yearly goals.
• Adhere to the Bank’s privacy and data security policies including but not limited to safeguarding of sensitive information and complying with relevant regulations to protect non-public information.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required.

Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.

• Associate’s degree or its equivalent plus specialized course work and training.
• Five plus years of retail experience with several years of experience in branch supervision.
• Proven management, customer service, and problem-solving skills.
• Ability to utilize various types of office equipment, including computer terminals.
• Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.
• Ability to write routine reports and correspondence.
• Ability to speak effectively before groups of customers or employees of the organization.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
• Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
• Ability to deal with problems involving several concrete variables in standardized situations.
• To perform this job successfully, an individual should know Internet software, Spreadsheet, Word Processing software, and service bureau software applications.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.

While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel;

reach with hands and arms and talk or hear. The employee is occasionally required to stand and walk. The employee must regularly lift and / or move up to 10 pounds.

Work Environment

The work environment characteristics described here are representative of those employee encounters while performing the essential functions of this job.

Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.

The noise level in the work environment is usually moderate.

Dedham Savings is committed to providing equal opportunity for all employees and applicants without regard to race, color, religion, gender, sexual orientation, age, marital status, national origin, physical or mental disability, veteran or disability status, gender identity, or expression, citizenship, genetic information, ancestral origin, military status, pregnancy, childbirth, and or conditions relating to pregnancy or any other related medical conditions or any other status protected by Federal, State or local laws.

EOE / F / M / Vet / Disabled

Last updated : 2024-02-24