Description

Position Summary

This position manages an acquisition program in terms of risk performance and overall profitability. The ideal candidate will perform deep dive analysis at the acquisition channel level and ad hoc analyses as needed. In addition, the post-holder will identify opportunities to grow the acquisitions volume without negatively impacting the program profitability, and develop and manage the delinquency and profitability forecasting models.

Essential Job Functions

• Analyze portfolio performance to identify revenue opportunities and risk factors at early stage
• Analyze the performances of individual accounts and derive data driven strategies for risk, collections, and/or marketing treatment strategies
• Monitor the performance of different acquisition vintages as well as the roll rate of different delinquent / past due / default buckets to define portfolio performance trend
• Implement performance-based treatment strategies including credit limit adjustments
• Develop analytical tools ranging from customer segmentation to scorecard development
• Optimize targeting, offers, and delivery across multiple customer contact points including mail, email, phones, and Digital
• Perform other duties as assigned

Position Requirements

• Advance knowledge in the following: Microsoft Office (Excel, Word, PowerPoint)
• Bachelor's degree in Finance, Economics, Decision Sciences, Mathematics, statistics or related field
• 2 years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
• Ability to work well with various departments and team mates
• Excellent verbal and written communications skills
• Experience data mining large databases
• Experience in predictive modeling to support risk, fraud, collections, credit lines, and marketing strategies
• SQL experience is a major plus
• Experience in customer channel optimization – Web analytics is a plus.

Preferred

• Advanced degree in Business, Mathematics, or Computer Science
• Consumer Credit Card industry experience

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.