1 Credit Analyst Job in Winchester, KY

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Credit Analyst

Citizens Bank of Kentucky

Winchester, KY | Full Time

$62k-79k (estimate)

1 Month Ago

Credit Analyst

$62k-79k (estimate)

Full Time | Banking 1 Month Ago

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Citizens Bank of Kentucky is Hiring a Credit Analyst Near Winchester, KY

Equal Opportunity Employer M/F/Veteran/Disabled
If you need assistance in applying for this or any of our other open positions, please contact 606-789-4001

and ask for Human Resources or email humanresource@wercitizens.bank.

Summary

Analyzes credit data to estimate degree of risk involved in extending credit to companies or individuals.

Essential Duties and Responsibilities

Other duties may be assigned.

Utilizes specialized software to compile financial information for analysis of the financial condition of a customer or business entity.

Assesses the economic performance of specific companies, industries or financial enterprises.

Analyzes prevailing trends in financial services, business practices, and competition.

Works with Loan Officer on requests for extension of credit to individuals or business entities.

Recommends risk grades for credits.

Reviews all pertinent financial information and determines any need for additional information.

Reviews cash flow analysis as performed by Loan Officer and prepares reports for lenders.

Reviews and monitors credit files.

Performs financial statement spreads, projections, personal cash flow analysis, consolidated cash flow analysis, and risk grade documentation on existing portfolio as directed.

Monitors and updates credit files relative to financial data requirements and assists in maintaining financial tracking reports.

Maintains control over current accounts, watching for any developing problems and keeps lenders informed.

Assists with training of interns, management trainees, and other employees, regarding use of financial software and the analysis of financial statements.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and / or Experiences

Associate's degree (A. A.) or equivalent from two-year college or technical school; or two years related experience and/or training; or equivalent combination of education and experience. Bachelor’s Degree in Accounting, Finance, or Business preferred.

Job Summary

JOB TYPE

Full Time

INDUSTRY

Banking

SALARY

$62k-79k (estimate)

POST DATE

04/01/2023

EXPIRATION DATE

06/04/2024

WEBSITE

wercitizens.bank

HEADQUARTERS

NIPPA, KY

SIZE

25 - 50

FOUNDED

1910

CEO

DENNIS DORTON

REVENUE

$10M - $50M

INDUSTRY

Banking

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The following is the career advancement route for Credit Analyst positions, which can be used as a reference in future career path planning. As a Credit Analyst, it can be promoted into senior positions as a Credit Analyst III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Credit Analyst. You can explore the career advancement for a Credit Analyst below and select your interested title to get hiring information.