Company description:

• Cher® is the first real estate company focused on co-owning and helping renters co-own their first home together. Our co-ownership programs and unique loan options with down payment assistance enable renters to transition into homeownership and build equity for the first time. At Cher®, we offer co-ownership solutions to make homeownership simple and affordable for your clients.
• Realtors in our company are able to provide traditional homebuying processes and offering co- ownership opportunities and specialized programs, including mobile and manufactured homes enables more closed deals.
• Cher® is the industry leader in co-ownership. We have created the first licensed course EVER with California Association of Realtors on how to become a Co -Owning Specialist.

Benefits:

• Organic and paid leads right to your email provided by Cher®
• 90/10 commission split. You earn 90% commission if it is your lead
• 70/30 commission split. You earn 70% commission on leads provided by Cher®
• Equity in our fast growing startup company including new positions in management
• Earn 2% commission on any Realtor you recruit forever (passive income)
• Opportunity for career grow
• Impacting your community to create more opportunities for homebuyers while earning more income
• Educational content on being Co-Owning Certified from the only provider with C.A.R.
• Marketing & Design materials provided at all times
• Branding opportunity because our startup has been on Forbes, NAR, CBS and many other publications.
• Access to 5,000 plus Subject Matter Experts including Company Advisors
• The ability to be the Realtor® and the MLO on the same transaction

Here are some of the unique loans Cher® can provide for your clients :

FHA Loans:
● Credit scores as low as 500 with 10% down payment.
● Credit scores as low as 580 with 3% down payment.
● 100% financing and down payment assistance programs.

VA Loans:
● LLC credit financing with a minimum of 10% down.
● Credit scores as low as 580.
● 100% financing options and down payment assistance programs.

CalHFA and Chenoa Programs:
● Down payment assistance options, including for FHA and VA loans.

Agency Loans (FNMA & Freddie):
● Support for a wide range of borrower types and needs.

Non-QM Loans:
● DSCR, bank statements, and programs for recent derogatory credit events.

Jumbo and Super Jumbo Loans:
● Financing for high-priced or luxury homes.
● Reserves as low as three months.

Manufactured and Mobile Homes:
● Financing for homes on a permanent foundation and owning the land.

Investment Property Loans:
● Financing for rental properties.

Chattel Loans:
● Financing for mobile homes on rented lots.
● Competitive interest rates and loan terms.

Reverse Mortgages:
● Access a portion of home's value without stripping equity.
● No requirement for monthly mortgage payments.

TIC (Tenancy In Common) Loans:
● Mortgages secured by the fractional percentage of ownership in multi-unit buildings.

Apply today!

Job Types: Full-time, Part-time

Pay: $69,762.52 - $84,015.08 per year

Benefits:

• Employee assistance program
• Flexible schedule
• Professional development assistance

Experience level:

• 10 years
• 11 years
• 3 years
• 4 years
• 5 years
• 6 years
• 7 years
• 8 years
• 9 years

Schedule:

• Choose your own hours
• Monday to Friday

People with a criminal record are encouraged to apply

License/Certification:

• Real Estate License in California (Required)

Location:

• California (Required)

Work Location: Remote