Job Description - Dealer Credit Analyst (DAI0000N0X) **Job Description**

Dealer Credit Analyst Group : Daimler Truck AG **Description**

Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between

To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life.

**Job Overview:**

Analyze the financial condition of automobile and/or truck dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority.

**Responsibilities:**

* Prepare, analyze and submit new credit requests, as well as file reviews, to the Dealer Credit Manager providing sound and reasoned explanations. (25%)

* Perform monthly reviews of dealership financial statements and make sound andreasoned recommendations to the Dealer Credit Manager based on guidelinesestablished by Mercedes Benz and previous experience with the dealership.(25%)

* Make recommendations regarding subordination, guarantees, state legal requirements, UCC's and other forms or agreements which protect the interests of Mercedes Benz Financial Services.(10%)

* Prepare and maintain dealer document files in accordance with established procedure.(10%)

* Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, andmanagement regarding credit files, system issues, approvals/contingencies,documentation and financial statements.(10%)

* Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions.(10%)

* Communicate with Dealer personnel during all stages of the credit request andmaintenance process including monthly financial statement reviews (10%)

**Qualifications**

**Qualifications:**

Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position.

This position requires a minimum of 3 years of overall work experience.Preferred experience includes:

* Accounting- 1 year

* Credit- 3 years

* Finance- 1 year

* Risk Management- 1 year

**Education:**

High School Diploma/(GED) is required, Bachelor's Degree is preferred.

Recommended majors include:

* Accounting

* Business Administration

* Finance

* Mathematics

* Statistics

**Additional Knowledge:**

3-5 years prior credit experience in a lending environment preferred. Experience in Wholesale Audit preferred. Candidate should have a fundamental accounting and finance knowledge. Experience in the following competencies preferred: Business Acumen and Organizational Savvy; Customer Focus; Flexibility & Adapting to Change; Relationship Building; Attention to Detail; Problem Solving & Analysis; and Teamwork and Collaboration.

**Skills:**

* Analytical skills

* PC Skills

**Additional Skills:**

* Lotus Notes

* Internet Explorer

* Microsoft Word and Excel Experience with DFAS, CAP Loan, AIM, CPMS/Credit Shell and/or Customer Profile preferred.

Daimler Truck Financial Services offers competitive salary commensurate with experience and a full suite of benefits including 401(K) with match, generous vacation and personal time, performance-based bonuses, and more.

EEO/Minorities/Females/Disabled/Vets

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**Organization**

: Daimler Trucks Financial Services USA LLC **Primary Location**

: United States of America-Texas-Fort Worth **Work Locations**

: 14372 Heritage Parkway 14372 Heritage Pkwy Fort Worth 76177 ****