Why Broadway Bank: 
We are one of the largest independently owned banks in Texas withofferings in personal and private banking, wealth management, business bankingand mortgage lending. 
 Purpose of the Position: 

The person in this role will assume the responsibility for independently, developing a portfolio of banking relationships with developers, builders, real estate investors, and business owners that are in the commercial and residential real estate industries. Through the use of a strong credit/underwriting expertise, positions all Bank products within the client relationship, with primary focus on commercial real estate lending opportunities.

Key Accountabilities: 

• Develops and services new construction and commercial permanent loans, many of which are complex in nature by:
• Actively participating in business development endeavors with potential and existing customers to develop new business and increase or retain existing business. 
• Maintain and achieve annual scorecard loan, deposit, and new relationship goals.
• Interviewing applicants to develop financial and credit information; to ascertain needs, abilities, earnings, and bank risk. Requesting necessary information such as financial and operating statements.
• Personally and through others, insuring the complete development and analysis of all financial data and monitoring accounts.
• Evaluating credit and terms in accordance with policy; Preparing and presenting/recommending to committees for lending approval.
• Assuming responsibility for proper documentation and review of accounts.
  Inspecting properties under construction.
• Collaborate with other lenders, who do not specialize in real estate, to perform property inspections; evaluations; and structuring loans secured with real estate collateral.
  Servicing existing loans.
• Approve draw requests on construction loans and communicate via phone or in person to discuss problems with the account.
• Assists Workout Specialists in workouts, collections, and recoveries.
• Monitors loans to insure complete conformity with terms and to be aware of any developing trends. 
• Monitors loans to insure compliance with all regulatory requirements.
• Keeps abreast of changing business and economic developments which impact upon the general loan portfolio and its profitability.
• Represents Bank through community and professional involvement.
• Register and maintain registry as a Mortgage Loan Officer (MLO) with the Nationwide Mortgage Licensing System (NMLS) and Registry and in accordance with the Secure and Faire Enforcement for Mortgage Licensing Act (the S.A.F.E. Act).
• Meets and maintains financial responsibility, character and general fitness standards along with all other established requirements for an individual Loan Origination (LO) in accordance with Regulation Z.