About this role: Wells Fargo is seeking a Risk Analytics Consultant to become a member of the Corporate Risk group’s Credit Risk line of business. This team improves risk strategies in multiple areas (credit line management, authorizations, etc…) by performing various complex activities related to business analysis, solving business problems, and impacting the bottom line by proposing and implementing data-driven actions. The Credit Risk team is responsible for leading, developing and implementing strategic initiatives and processes to drive the company’s credit culture, risk appetite, and business performance. Also, the team provides analytical support on consumer and business credit, operating losses and other product strategies to ensure company goals are met; segments and monitors various credit, deposit and other product groups, vintages, etc… and makes recommendations to management based on observed trends; produces performance monitoring and benchmarks regarding growth, mix, delinquency, losses and overall credit performance; coordinates production of monthly, quarterly, and annual performance reports for senior management; reviews and analyzes trends in current population distributions and recommending strategies; works with business partners to provide analytic solutions and develops strategies to support or negate change recommendations. In this role, you will: Participate in less complex data and reporting initiatives to support analytical and oversight objectives, while identifying opportunities for process production, data reconciliation, and documentation improvements within Risk Management. Review and analyze databases to extract and manipulate data to create large datasets that can be utilized for automated self-service dashboards and reports while exercising independent judgment to guide new and existing projects with medium risk deliverables. Coordinate and consolidate the production of monthly, quarterly, and annual performance reports for more experienced management. Present recommendations for resolving data reconciliation, production, and database issues. Exercise independent judgment while developing expertise in analysis, policy governance, risk projects, and regulatory requests. Collaborate and consult with peers, managers, experienced managers, compliance, including various lines of business. Required Qualifications, US: 2 years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. Desired Qualifications: Advanced degree in quantitative discipline such as economics, statistics, operations research, etc… Strong verbal and written communication skills, and advanced MS Office Suite product skills to include (MS Excel, MS PowerPoint, MS Outlook, MS Word, etc…). Excellent proficiency in programming and data manipulation using SAS, SQL, Python, and Tableau. Strong analytical and quantitative skills. Ability to gather, analyze, package, and present analytical findings in an insightful and logical manner. Previous experience with credit risk strategy development and monitoring in financial service industry. Attention to detail, strong partnership, and problem-solving skills. Posting Locations: 2200 Concord Pike - Wilmington, Delaware 401 S. Tryon Street - Charlotte, North Carolina 600 Wells Fargo - Minneapolis, Minnesota 7001 Westown Parkway - West Des Moines, Iowa 1445 Ross Avenue - Dallas, Texas 114 N. Beaumont Street - Saint Louis, Missouri 1150 W. Washington - Tempe, Arizona Job Expectations: Ability to work at one of the approved locations in the job posting. This position offers a hybrid work schedule. Posting End Date: 1 Apr 2024 *Job posting may come down early due to volume of applicants. We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $1.9 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 47 on Fortune’s 2023 rankings of America’s largest corporations. In the communities we serve, the company focuses its social impact on building a sustainable, inclusive future for all by supporting housing affordability, small business growth, financial health, and a low-carbon economy News, insights, and perspectives from Wells Fargo are also available at Wells Fargo Stories. 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