Job Summary:

Bring your expertise to JPMorgan Chase. As a part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about challenging the status quo and striving to be best-in-class.

JPMorgan Chase is currently seeking a candidate to join the Card Services Risk group as an Associate in New Account Offer Generation (NAOG) team. This role will support design, implementation and monitoring of the underwriting strategy, while working closely with business partners to optimize the overall product strategy. You will need to build deep relationships with stakeholders across the firm.

Job Responsibilities:

• Identify and implement world-class New Account Offer Generation strategies while ensuring that all aspects of credit, legal, reputational and operational risks are considered.
• Monitor performance of New Account Offer Generation strategies for all Consumer products.
• Work with peers across business and within risk to identify opportunities to manage risk-adjusted returns for achieving financial and strategic objectives. 
• Ensure appropriate measurement, evaluation and reporting standards are maintained within underwriting strategies to ensure the identification of risks and opportunities.
• Be an effective advocate and spokesperson for management on risk issues and risk management strategies.
• Develop deep and productive working relationship with the leaders across Marketing, Finance, Risk Execution, Legal and Compliance.

Required qualifications, capabilities and skills:

• A Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) or equivalent work/training is required.
• 2 years of risk management or financial services experience
• Strong P&L knowledge and understanding of profit drivers.
• Excellent oral and written communication skills.
• Ability to develop common-sense solutions to complex business challenges.
• Ability to logically structure analyses using strong analytical, interpretive, and problem-solving skills.
• Ability to translate complex analysis into concise presentations with sound business conclusions.
• Strong knowledge of SAS and SQL. 
• Familiarity with current analytical techniques, e.g. regression, decision trees and segmentation techniques 
• Ability to partner and collaborate to effectively drive change across functions and geographies

Preferred qualifications, capabilities and skills:

• Master’s degree is preferred.
• Experience in strategy development is preferred.
• Knowledge in Python is preferred.