**Description**

**You Lead the Way. Weve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, youll learn and grow as we help you create a career journey thats unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, youll be recognized for your contributions, leadership, and impactevery colleague has the opportunity to share in the companys success. Together, well win as a team, striving to uphold our company values and powerful backing promise to provide the worlds best customer experience every day. And well do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

IAG is a worldwide function with 200 team members and offices across nine countries within American Express. We are committed to growing our audit staff significantly as we continue to expand and enhance the Internal Audit Group. Our assurance and risk professionals have diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations. Most IAG team members hold at least one professional certification. Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage. In addition, IAG has a Professional Practices group responsible for managing audit operations, quality, and standards; regulatory relations; reporting; training and professional development; and key internal capabilities and technologies.

Internal Audit Group (IAG) U.S. Consumer & Digital Labs

The U.S. Consumer & Digital Labs team within IAG is responsible for conducting risk-based reviews of the U.S. Consumer card and non-card product suite, including proprietary and Co-brand cards, personal loans, add-on products, and consumer digital products. Scope of coverage expands across all components of the product lifecycle, including marketing & acquisition, pricing, product development, and product management.

Key Responsibilities:

Participate as a key team member on integrated audit projects to document processes under review, execute audit tests competently in accordance with policies and procedures, and with moderate supervision

Translate business risks, controls and supporting data into analytic requirements and partners with a development team to build audit analytics

Proficient use of automated work papers and other department and company tools

Summarize and communicate results and recommendations to close identified control gaps

Validate that actions taken by management to address findings are appropriate and document the results

Maintain internal audit competency through ongoing professional development including data literacy skills

Collaborate with audit teams to understand the data behind key processes, risk and controls to develop analytic control tests and analyze and interpret their results

Assist team leaders, senior managers / managers, and senior auditors in accomplishing audit objectives in a team environment

Undertake and effectively execute multiple concurrent audits, projects, or other tasks with a high level of personal accountability

Provide guidance and direction to less tenured team members

Document or complete administrative planning, fieldwork tasks with a minimal level of input and supervision

Execute low to medium risk audit procedures with minimal supervision; execute high risk audit procedures with moderate level of supervision

Identify testing exceptions and verbalize associated risk; draft point sheets/findings for audit report with moderate supervision

**Minimum Qualifications**

2 years of relevant experience

Understanding of regulatory, accounting, and financial industry guidance and best practices relevant to the business, including technology and data implications

Experience with technology control testing including interface inputs, reports, application security and business continuity and third parties

Bachelor of Business Administration (BBA), Bachelor of Art (BA), Bachelor of Science (BS), or equivalent degree in accounting, finance, business, information systems, data analytics, information technology, computer science or equivalent degree, or related field.

Analytics experience in internal audit, risk management, and/or financial services

Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), and scorecards / dashboards

Aptitude for working with data, interpreting results, business intelligence and analytic best practices

Ability to break-down a complex problem into components, solve them using data analysis, process knowledge and risk/control knowledge, and communicate data analysis, issues and control recommendations with clarity and professionalism

Strong written and verbal communication skills that deliver high quality, actionable and value-added feedback to management on potential control issues and potential solutions to close gaps

Knowledge and experience in the application of control theory and professional auditing practices including the audit lifecycle

Effectively works independently, within a team and across teams in a fast-paced environment to drive business results, utilizing related project management skills, employing creative thinking, a focus on quality, and the ability to work on competing priorities

**Preferred Qualifications**

Financial services industry experience and an understanding of related products, services, features, economics and key regulations

Advanced degree preferred.

Certified Public Account (CPA), Certified Internal Auditor (CIA), Certified Regulatory Compliance Manager (CRCM), Certified Information Security Auditor (CISA), Certified Analytics Professional (CAP) or equivalent certification preferred

**Qualifications**

Salary Range: $55,000.00 to $105,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

Competitive base salaries

Bonus incentives

6% Company Match on retirement savings plan

Free financial coaching and financial well-being support

Comprehensive medical, dental, vision, life insurance, and disability benefits

Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

Free and confidential counseling support through our Healthy Minds program

Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the Know Your Rights poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

**Job:** Internal Audit

**Primary Location:** US-New York-New York

**Other Locations:** US-Arizona-Phoenix, US-Utah-Sandy

**Schedule** Full-time

**Req ID:** 24005873