Schedule

Monday - Friday 8:00-5:00 (40 hours)

What You’ll Do

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Analyze, underwrite and decision all mortgage loans to appropriate servicer guidelines ensuring soundness, accuracy and compliance with DCU and Investor standards.
• Maintain knowledge of current changes to investor guidelines, product changes, the general financial industry, and the real estate market.
• Maintain knowledge of compliance laws applicable to mortgage and home equity loan originations,including but not limited to: Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), Regulation Z (Truth in Lending, Know Before You Owe), Regulation C (Home Mortgage Disclosure Act - HMDA), and other state and federal laws which may be applicable.
• Assist with the loan origination teams with loan structuring, re-structuring and loan scenario review requests.
• Work closely with mortgage processors, Team Leaders and other underwriters to maintain and develop better quality loan files.
• Exercise discretion and independent judgement in underwriting loans to support the business goals of the DCU.
• Assist in the development and maintenance of department policy and procedure documents.
• Contribute to department projects and initiatives as an individual and through team cooperation.
• Ensure compliance with all applicable state and federal laws and regulations.
• Perform other job-related duties as assigned by Managers(s).

What You’ll Need

• 3-5 Years underwriting or related experience
• Requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations.
• BA/BS degree preferred (or equivalent work experience)

What We Do

DCU is the largest credit union headquartered in New England – serving more than one million members in all 50 states. With over 1,900 team members, we strive to make DCU a great place to work with an excellent work-life balance, and a community that cares.

We are proud to be a Equal Opportunity Employer/ Protected Veterans/Individuals with Disabilities.