The POWER of a CAREER! Northpointe Bank is seeking a detail oriented, customer service minded individual to join our team as an Underwriter - Warehouse Lending. This position requires an individual who has the desire to make a difference within the organization. An exceptional ability to grasp new concepts and learn while providing excellent service is critical for this position.

If you have been looking for an opportunity in the banking/mortgage industry, have the desire to work hard, are dedicated to your individual success, and take pride in the achievement and growth within a team, then we want to hear from you!!!

The Underwriter - Warehouse Lending is responsible for assisting in a wide range of duties related to the underwriting and funding authorization of Mortgage Purchase loan submissions.

Responsibilities:

• Analyze risk factors along with the presence of compensating factors that mitigate risk to the Bank in each potential mortgage purchase loan funding by evaluating the clients' loan documentation for completeness, accuracy and secondary market eligibility, as well as the acceptability of the collateral and the justification of the appraised value.

• Verifies that each file meets the technical requirements of the Program and any of the following organizations that may apply: Freddie Mac, Fannie Mae, FHA, VA, Rural Development and Private Mortgage Insurance.

• Verifies the programs standard documentation has been received and is cross referenced against the clients funding request and program eligibility.

• Monitor the client's facility outstanding balance to insure funding requests are kept within the maximum amount available.

• Monitor the clients operating account balances and insure the depository requirement is maintained. Follow up with clients should these accounts go below the program requirement. Review and process operating account wire requests from our clients.

• Knowledge in secondary market underwriting.

Requirements:

• Bachelor's degree preferred.

• 2 to 4 Years residential processing/underwriting or warehouse lending experience.

• Working knowledge of conforming, non-conforming, FHA, Rural Development and VA loan programs.

• Experience with secondary market underwriting.

• Ability to work with multiple sets of investor guidelines.

• Possess strong interpersonal skills and have effective communications skills with a diverse range of individuals, including co-workers and customers. The ability to interact effectively with employees in order to motivate, direct work flow, access performance, and assign duties.

• Exhibit appropriate professional behavior including integrity, flexibility, results orientation and the ability to interact effectively with others in a team atmosphere.

• Proficient computer skills (i.e., Microsoft Word, Excel, Outlook, any other mortgage software, etc.).

• Effective organization, problem solving, and analytical skills.

• Ability to demonstrate sound judgment, effective problem resolution and decision making skills. The ability to develop creative solutions to challenging problems and posses a sense of anticipation and foresight to avoid problems and/or difficult situations.

• Must be a self-starter with the ability to work under tight deadlines. The ability to work with minimal supervision, while obtaining superior results.

• Ability to develop strong working relationships and perform effectively within a team-oriented environment.

• Any equivalent combination of education, experience, and training that provides the required knowledge, skills, and abilities.

Our Hiring Philosophy:

Northpointe Bank recognizes that the quality of our people is the foundation for our success. Attracting individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

It is the policy of Northpointe Bank and its subsidiaries to provide equal employment opportunities (EEO) to all persons regardless of age, race, sex, religion, national origin, handicap, marital status, or other attributes not pertinent to the job requirements. This policy reflects our practice of making all employment decisions, from recruitment to promotions, based on an individual's qualifications without discrimination on any basis.

Benefit Information:

• Medical

• Dental

• Vision

• Life, LTD, & AD&D

• Dependent Care Spending Plan (DCSA)

• Employer Stock Ownership Plan with 401(k) feature and company match

• Complimentary Banking Services

• Tuition Assistance

AA - EOE