ProducePay is a dynamic and rapidly growing fintech company that is aiming to reduce fresh produce supply chain waste by producing a predictable commerce platform, giving growers and buyers unprecedented control and insight into their operations. This allows for earlier and easier access to capital which has traditionally been a major pain point for our customers, We are committed to excellence, innovation, and fostering a collaborative work environment where every team member's contributions are valued.

We are seeking a highly skilled and experienced Senior Manager of Financial Planning & Analysis (FP&A) with specialized expertise in Asset-Based Lending (ABL) modeling. The ideal candidate will play a pivotal role in driving strategic financial decision-making, optimizing financial performance, and supporting the company's growth initiatives through comprehensive financial analysis and forecasting.

Responsibilities

• Develop and maintain complex 5 year financial models to support asset-based lending strategies, including collateral analysis, covenant monitoring, cash flow forecasting, and scenario analysis.
• Support the FP&A function, collaborating cross-functionally with accounting, treasury, operations, and other departments to gather relevant data and insights for accurate financial reporting and analysis.
• Provide strategic insights and actionable recommendations to senior leadership based on comprehensive financial analysis, highlighting opportunities for revenue growth, cost optimization, and risk management.
• Lead the annual budgeting and forecasting process, ensuring alignment with strategic objectives, revenue targets, and expense management goals.
• Monitor key performance indicators (KPIs) and financial metrics to track performance against budget and forecast, identifying variances and implementing corrective actions as needed.
• Partner with the finance team to prepare executive-level presentations and financial reports for board meetings, investor presentations, and other stakeholders.
• Evaluate potential investment opportunities and strategic initiatives through financial modeling, ROI analysis, and risk assessment.
• Stay abreast of industry trends, market developments, and regulatory changes impacting asset-based lending practices, incorporating insights into financial analysis and decision-making processes.
• Mentor and develop junior members of the FP&A team, fostering a culture of continuous learning, professional growth, and collaboration.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, or related field; MBA or advanced degree preferred.
• 7 years of progressive experience in financial planning and analysis, with a focus on asset-based lending, experience in fintech or investment banking a plus.
• Strong proficiency in financial modeling, including experience building complex ABL models to assess collateral, cash flows, and covenant compliance.
• Proven track record of effectively leading cross-functional teams and driving strategic financial initiatives in a dynamic and fast-paced environment.
• Advanced proficiency in Microsoft Excel and financial planning software; experience with ERP systems (e.g., SAP, Oracle) a plus.
• Exceptional analytical skills with a keen attention to detail and ability to translate complex financial data into actionable insights.
• Excellent communication and presentation skills, with the ability to convey financial concepts and findings to non-financial stakeholders.
• Strong business acumen and strategic thinking, with the ability to anticipate market trends, identify growth opportunities, and mitigate risks.
• Ability to thrive in a collaborative team environment while also demonstrating strong leadership and decision-making capabilities.

Benefits

• Health Care Plan (Medical, Dental & Vision)
• Retirement Plan (401k, IRA)
• Life Insurance (Basic, Voluntary & AD&D)
• Paid Time Off (Vacation, Sick & Public Holidays)
• Family Leave (Maternity, Paternity)
• Short Term & Long Term Disability
• Training & Development
• Work From Home
• Free Food & Snacks
• Wellness Resources
• Stock Option Plan