Come work and grow with CU Mortgage Direct!

As a Mortgage Loan Specialist, you will process mortgage loans and provide assistance to the Mortgage Loan Originators and their customers with quality service by handling all applications accurately, efficiently and in a confidential manner.

Throughout your time with CU Mortgage you will gain useful skills and the knowledge that will help you grow your career in the Mortgage and Financial industries. What we look for in a potential employee is someone that is detailed, organized, can multi-task, has a willingness to learn and help and, most importantly, can build relationships with our staff, customers/members and Credit Union partners.

Hours are typically between 8:00am-5:00pm, Monday through Friday. This position is work from home with occasional meetings at the office.

Company benefits include shared cost for health, dental and vision. The company also provides basic life insurance, short term disability and long-term disability at no cost to the employee. There is a 6% match on 401K contributions (traditional or Roth) and profit sharing. All employees start with an accrual of 15 days of Paid Time Off and are eligible for Holiday pay (generally 12 per year).

Qualified candidates should have excellent verbal and written communication skills, be detailed oriented, work well with others, have a high school diploma and be able to pass a background and credit check to the company’s satisfaction. Previous mortgage experience is preferred but not required.

Pay varies depending on experience starting from $20 per hour.

Essential Duties and Responsibilities

· Maintain an understanding of all loan products including FHA, VA, SDH, Rural Development and Conventional Real Estate and knowledge of Investor requirements, as well as compliance requirements

· Order and monitor receipt of required documents for loan process such as income, asset and employment verifications, appraisals, title, surveys, etc.

· Communicate with borrowers, Realtors, and all other parties to gather and prepare necessary documentation for initial underwriting review, and to clear loan approval conditions

· Document loans files to ensure efficiency, quality and accessibility for Mortgage Loan Originators, Underwriters, Compliance, and Shipping

· Provide updates to borrowers, Realtors, and Mortgage Loan Originators

· Work efficiently within necessary time frames to ensure lock-ins do not expire and closing dates are not jeopardized

· Coordinate and Schedule closings with borrowers, Realtors, and title companies

· Prepare loan closing documents and closing packages, and request funding

· Assist with post-closing conditions

· Complete Cancelled/Withdrawn files and HMDA reporting

· Adhere to compliance procedures, attend required team meetings and training seminars as assigned by management

· Assist other Mortgage Loan Specialists as needed

· Perform other duties assigned by management

CU Mortgage Direct is an Equal Opportunity Employer

Job Type: Full-time

Pay: From $20.00 per hour

Expected hours: 40 per week

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Health insurance
• Health savings account
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift

Work Location: Hybrid remote in Sioux Falls, SD 57108