Colonial Group, Inc. is a multigenerational, family-owned parent company of a variety of subsidiaries. Our group offers a diverse portfolio of products and services, which combined with strategic infrastructure, and logistics capabilities, create significant value for our customers.
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The Credit Analyst reviews credit information for the purpose of assessing risk involved in the extension of credit, prepares reports of findings, and assists in certain collection efforts.
JOB EXPECTATIONS/DUTIES

• Performs quantitative and qualitative assessments of customers and proposes adequate credit limits.
• Reviews credit applications and conducts credit investigations.
• Determines required information, including company financial statements..
• Compares items such as liquidity, profitability, credit history, and cash, with other companies of the same industry, size, and geographic location.
• Analyzes such factors as income growth, quality of management, market share, and potential risks of industry.
• Manages and maintains letters of credit issued to vendors as well as those issued by customers.
• Performs industry research and ratios.
• Assesses credit risk.
• Maintains credit data.
• Conducts regular credit reviews.
• Occasionally assists in collecting past due accounts.
• Special projects as requested by VP of Risk (i.e. review reports, update info, etc.).
• Placing and releasing credit holds based on past dues, other information, etc.

QUALIFICATIONS

• BA or BAS degree required.
• Financial Statement Analysis experience preferred.
• Two or more years of Credit Analysis experience preferred.
• Experience in Credit or Finance field preferred.
• Experience with letters of credit preferred.
• Strong skills are required in Microsoft Word, Excel and Outlook.
• Must be self-motivated, organized, and able to manage multiple priorities and have excellent communication and customer service skills.

Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
While performing the duties of this job, the employee is regularly required to sit, stand, walk, and may occasionally lift and/or move up to 20 pounds. Minimal travel can be required, up to 5%.
Eligibility Requirements:
Hiring is contingent upon eligibility to work in the United States.
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Colonial Group, Inc. is an EEO/AA employer and committed to creating an environment that values and supports diversity and inclusiveness across our organizations.