What are the responsibilities and job description for the Commercial Loan Officer / Commercial Lender position at W3Global?
About The Company
Our client is a well-established, family-owned community bank with over 120 years of successful operations and a strong reputation for relationship banking, employee stability, and community involvement. The organization offers a collaborative, family-oriented culture with long-term growth opportunities.
Position Overview
We are seeking an experienced Commercial Loan Officer / Commercial Lender to join a growing commercial banking team in Williston, North Dakota. This individual will be responsible for managing and growing a commercial loan portfolio while performing underwriting and credit analysis functions internally.
This role is ideal for professionals who enjoy relationship banking, credit analysis, and working in a collaborative community banking environment.
Key Responsibilities
Our client is a well-established, family-owned community bank with over 120 years of successful operations and a strong reputation for relationship banking, employee stability, and community involvement. The organization offers a collaborative, family-oriented culture with long-term growth opportunities.
Position Overview
We are seeking an experienced Commercial Loan Officer / Commercial Lender to join a growing commercial banking team in Williston, North Dakota. This individual will be responsible for managing and growing a commercial loan portfolio while performing underwriting and credit analysis functions internally.
This role is ideal for professionals who enjoy relationship banking, credit analysis, and working in a collaborative community banking environment.
Key Responsibilities
- Manage and grow an assigned commercial loan portfolio
- Develop and maintain strong business client relationships
- Analyze commercial loan requests and assess credit risk
- Perform underwriting, financial analysis, and cash flow analysis
- Structure commercial loan deals and prepare credit presentations
- Monitor existing loan relationships and portfolio performance
- Ensure compliance with internal credit policies and banking regulations
- Collaborate with internal banking teams to support client needs
- Participate in business development and community relationship activities
- 4-10 years of experience in commercial banking, commercial lending, underwriting, or credit analysis
- Strong understanding of:
- Commercial lending
- Credit analysis
- Financial statement analysis
- Cash flow analysis
- Loan structuring
- Experience managing or supporting commercial loan portfolios
- Ability to independently underwrite and evaluate commercial credit opportunities
- Strong communication and relationship management skills
- Compensation will depend on experience level and lending background
- Annual Performance Bonus: Approximately $4,000 - $6,000
- Relocation assistance available for qualified candidates
- Comprehensive health insurance options
- ESOP (Employee Stock Ownership Plan)
- 401(k) with employer match
- Additional retirement contribution opportunities
- Family-oriented and employee-focused culture
- Long-term career stability and advancement opportunities
Salary : $70,000 - $110,000