Loan Quality Control Associate

SUMMARY:  

To assist the Loan Quality Control area by scanning loan documents into the current Imaging System.  Also responsible for backing up the Loan Quality Control and Collateral Specialists, when needed.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Scanning, indexing, and validating digital images of loan files, and other bank documents to ensure they are complete and legible.
• Reviewing scanned files against physical documents to ensure accuracy, proper placement in the imaging system, and adherence to company standards.
• Identifying and correcting errors in file naming, indexing, or document categorization.
• Must have strong attention to detail.
• Research loans within our host system, as needed.
• Review various reports such as New Loan report.
• Work on special projects as necessary.
• Ensuring that all federal and state regulations are followed and that loan files are accurate and compliant with lending policies and procedures.
• Identifying and addressing any issues or discrepancies within loan files, such as fraud or misrepresentation, and escalating them to management.
• Analyzing individual loan files to determine compliance with federal and state regulations as well as verifying signatures, all documentation and information within our host system for accuracy.
• Work with lenders or processors to correct any deficiencies.

·         Understand and support all BSA/AML responsibilities as applicable to the position as well as consistently, accurately, and timely carry out these responsibilities in compliance with the Bank’s internal policies.

·         Other duties may be assigned

SUPERVISORY RESPONSIBILITIES: There are no supervisory responsibilities for this position.

QUALIFICATIONS: 

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Individual must have knowledge of core operating system.

EDUCATION and/or EXPERIENCE:

High school diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience. Good understanding of financial institution products and services essential. 

TECHNICAL SKILLS:

Ability to operate a personal computer and job-related software.  (Web-based systems, Word, Excel, Core Operating System DNA).  Must be willing to learn new systems and not have any issues with emerging technology.

LANGUAGE SKILLS:

Ability to read and interpret documents such as procedure manuals.  Ability to write business correspondence, and policies using proper grammar and accurate spelling.

MATHEMATICAL SKILLS:

Ability to calculate figures and amounts such as discounts and interest, etc.

REASONING ABILITY:

Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.  Ability to deal with problems involving several concrete variables in standardized situations.

PHYSICAL DEMANDS: 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently required to use hands and fingers to operate office equipment, telephones, etc.  The employee must occasionally lift and/or move up to 25 pounds. 

WORK ENVIRONMENT:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Equal Opportunity Employer, including disability and protected veteran status.