Demo

Mortgage Loan Closer II (onsite)

Newtown Savings Bank
Newtown, CT Full Time
POSTED ON 4/14/2026
AVAILABLE BEFORE 10/7/2026

Location: Newtown, CT




Newtown Savings Bank is seeking an organized, motivated, team player to join our Loan Origination Department as a Mortgage Loan Closer II. The Closer II is responsible for performing all closing functions relative to home equities and residential mortgage loans, both service retained and service released, homeowner construction loans and consumer loans across all applicable residential lending channels. This is an onsite opportunity at our Corporate office in Newtown, CT. This role has a remote option of two days per week.




PRIMARY RESPONSIBILITIES


  • Perform all closing functions relative to home equities and residential mortgage loans, both service retained and service released, homeowner construction loans and consumer loans across all applicable residential lending channels.

  • Provide professional and courteous communication with borrower, closing agent/attorney. Work diligently with closing agent/attorney to resolve any closing/title related issues to ensure timely loan closings.

  • Responsible for scheduling closing dates for assigned loans. Also, proactively schedule loans prior to commitment expiration, rate lock expiration and delivery dates.

  • Ensure all pre-closing conditions have been satisfied and requested documentation received prior to preparation of closing package including, but not limited to:

  • Obtain/review appropriate homeowner, condominium and flood insurance prior to delivery of closing documents. Ensure binder is current, coverage is sufficient (as to the amount of coverage and time frame) and flood zone, if applicable, is accurate.

  • Review Title Commitment, Closing Protection Letter, Proposed Warranty Deed, fees and obtain title clearance from closing agent/attorney.

  • Perform Verbal Verification of Employment for borrower(s) according to NSB requirements for all current employment listed on 1003/1008.

  • Request internal payoff statements through core database,; provide copy to closing agent/attorney.

  • Ensure loans in Pre-Close status meet scheduling requirements set by Closing Manager.

  • Review the final, disclosed Loan Estimate for accuracy prior to completing the initial Closing Disclosure. Prepare/deliver Closing Disclosures per TRID guidelines.

  • Accurately review and prepare all types of loan closing documentation including but not limited to mortgage and home equity lines and loans (Conventional, FHA, VA, FNMA, FHLMC and CHFA), and consumer loans for prompt delivery to Settlement Agent. Utilize closing checklist to audit loan prior to providing documents to Settlement Agent. Ensure closing documents are provided to Settlment Agent according to department requirements.

  • Review and prepare wire disbursement for timely delivery of funds to Settlement Agent.

  • Provide professional and courteous communication when dealing with both internal and external customers and positively promote the Bank and Bank’s services. Ensure that customers receive exceptional services.

  •  


    POSITION REQUIREMENTS



    • Minimum of two to four years closing experience in a bank or mortgage company environment.



    • Knowledge of closing process and document preparation of Conventional, FHA, VA, FNMA, FHLMC and CHFA loans.

    • Knowledge of state and federal mortgage compliance regulations, including but not limited to TRID, HMDA. and any other regulations applicable to mortgage loan closings.

    • Ability to work in a fast paced environment and can prioritize workflow according to departmental needs, with minimum supervision.

    • Excellent verbal and written communication skills and strong attention to detail

    • Proficient in Microsoft Office (Outlook, Excel, Word).

    • Encompass experience a plus.




    QUALIFICATIONS:


    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 




    Any physical demands or work conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.




    Full time employees also receive a complete benefit package including a generous 401(k), medical benefits, paid time off, and short- and long-term disability programs.


     


    Newtown Savings Bank is an equal opportunity employer and complies with affirmative action programs for qualified veterans and individuals with disabilities. Newtown Savings Bank shall not discriminate against any employee or applicant for employment based on race, color, religion, gender, age, marital status, national origin/ancestry, sexual orientation, gender identity, disability status, protected veteran status, or any other legally protected status.

    Salary.com Estimation for Mortgage Loan Closer II (onsite) in Newtown, CT
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