What are the responsibilities and job description for the Mortgage Underwriter - In Office position at National Mortgage Staffing?
Position: Mortgage Underwriter
Location: Melville, NY
Schedule: Full-time- In Office | Monday–Friday, 9:00 AM–6:00 PM
Compensation: Base salary up to $90,000 bonus eligibility
We are seeking an experienced Mortgage Underwriter to support increased loan volume across agency and Non-QM products. This role requires strong Encompass experience, the ability to underwrite efficiently, and a commitment to producing clean, thorough files across multiple investors.
Responsibilities:
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Underwrite mortgage loan files with accuracy and efficiency
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Ensure files are clean, complete, and compliant with investor guidelines
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Review and underwrite FHA, VA, USDA, Conventional, DSCR loans, and other Non-QM Products
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Work across multiple investors and programs
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Collaborate with operations and underwriting leadership to support pipeline flow
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Maintain quality standards while managing volume
Requirements:
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Minimum 3 years of mortgage underwriting experience
At least 2 years underwriting in Encompass -
Experience with FHA, VA, USDA, Conventional, Non-QM, and DSCR loans
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Multi-investor underwriting experience
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Ability to Manually underwrite loans
Helpful but not required Experience:
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RTO loans
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Ground-up construction
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Fix & flip
National Mortgage Staffing does not set the requirements for this position. All hiring criteria are established by our client.
Salary : $90,000