What are the responsibilities and job description for the Compliance Associate position at HIFI?
About the Company
HIFI is a financial technology company working on how money is represented in software. We build developer tools that allow value to be programmed—with rules, behavior, and logic embedded directly at the asset level. Developers already use our platform and API's to move billions of dollars in production environments around the world. But we view this as the beginning rather than the end.
Founded in 2022, our organization is flat and our team is talent dense. We are in person at our office in Manhattan and are intentional about who we work with.
About the Role
We are seeking a Compliance Associate with expertise across KYC, KYB to help design and operate a world-class compliance program at the heart of stablecoin-based money movement. You will be responsible for managing onboarding controls, enhancing financial crime safeguards, and ensuring operational excellence across AML processes. You’ll collaborate with banking partners, regulators, and internal teams to maintain high trust, high performance, and high accountability as HIFI scales globally. This role reports directly to the Chief Compliance Officer and is based in-person in New York.
Responsibilities
Financial Crime Oversight
- Manage day-to-day KYC/KYB onboarding reviews, operational approvals, and escalations
- Conduct and oversee transaction monitoring investigations using TRM Labs and internal tools
- Interpret triggers, risk rules, and AML typologies to refine monitoring effectiveness
Investigations & Reporting
- Lead escalations, RFIs, and casework with banking and network partners
- Identify patterns and emerging risks (mule activity, sanctions, fraud, layering, etc.)
Control Design & Governance
- Maintain and enhance compliance policies, playbooks, and lifecycle workflows
- Perform QA, control testing, risk assessments, and tuning of approval logic
- Support exams and audits, ensuring evidence is organized and documentation is audit-ready
Cross-Functional Leadership
- Partner with Product & Engineering to embed compliance logic directly into system architecture
- Train GTM and onboarding teams on AML fundamentals and risk-based decisioning
- Monitor regulatory developments and ensure timely operational updates
You might be a fit if
- 3 years AML/financial crime experience in fintech, payments, banking, or digital asset compliance
- Hands-on ownership of KYC/KYB reviews and TM casework in a regulated program
- Familiarity with BSA/AML, OFAC sanctions, Travel Rule, and money transmission frameworks
- Experience drafting SARs and conducting wallet tracing / risk investigations using modern analytics tools
- Outstanding analytical and writing skills. Must be able to distill complex behavior into clear conclusions
- Comfortable making sound risk decisions in real-time under pressure
Preferred Skills
- Interested candidates who meet the basic qualifications should consider applying. The following preferred skills and experience are helpful for this role, but candidates with only some of them are able to be successful on our team. Learning on the job is critical success and part of the excitement of working at HIFI.
- Certifications such as CAMS, CFE, CRCM, Chainalysis/ TRM accreditations
- Experience with KYC/KYB platforms such as Persona and Sumsub
- Experience with stablecoins, blockchain transaction flows, or cross-border payment operations
- Prior experience at a startup or program-build environment
Additional Requirement
Must be within a commutable distance from our office and able to work in person most days of the week.