What are the responsibilities and job description for the Credit Portfolio Manager position at FinTrust Connect?
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Credit Portfolio Manager – Coral Gables, FL
FinTrust Connect has partnered with a well-capitalized regional banking institution to identify a skilled Portfolio Manager for a fully on-site role in Coral Gables, FL. This opportunity is ideal for a credit professional who thrives in a fast-paced, analytical environment and values collaboration with front-line Relationship Managers to maintain a strong commercial loan portfolio.
Why this opportunity?
- Culture: Collaborative and performance-oriented environment that values strong analytical skills, cross-functional teamwork, and responsible credit practices
- Workplace: On-site in Coral Gables, FL
- Function: Loan portfolio management, credit analysis, and support of loan origination and renewal processes
Requirements:
- 10 years of experience in commercial credit or portfolio management
- Bachelor’s degree required; preferably in Finance, Accounting, or Economics
- Proficiency in financial analysis, including global cash flow and credit risk evaluation
- Experience preparing credit packages and pricing models
- Familiarity with commercial lending structures, loan covenants, and underwriting standards
Description:
- Evaluate loan requests and perform risk assessments for commercial borrowers and prospects
- Partner with Relationship Managers to gather client data, analyze financials, and structure credit solutions
- Conduct financial spreads, narrative preparation, and loan pricing analyses
- Complete credit presentations and coordinate loan closings and renewals
- Perform ongoing portfolio monitoring, including annual reviews and covenant compliance
- Stay informed on industry trends and sector-specific risks
- Ensure timely and accurate collection of financial documentation and compliance with internal policies
