Portfolio Manager

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Credit Portfolio Manager – Birmingham, AL

FinTrust Connect has partnered with a well-capitalized regional banking institution to identify a skilled Portfolio Manager for a fully on-site role in Birmingham, AL. This opportunity is ideal for a credit professional who thrives in a fast-paced, analytical environment and values collaboration with front-line Relationship Managers to maintain a strong commercial loan portfolio.

Why this opportunity?

• Culture: Collaborative and performance-oriented environment that values strong analytical skills, cross-functional teamwork, and responsible credit practices

• Workplace: Hybrid in Birmingham, AL

• Function: Loan portfolio management, credit analysis, and support of loan origination and renewal processes

Requirements:

• 7 years of experience in commercial credit or portfolio management
• Bachelor’s degree required; preferably in Finance, Accounting, or Economics
• Proficiency in financial analysis, including global cash flow and credit risk evaluation
• Experience preparing credit packages and pricing models
• Familiarity with commercial lending structures, loan covenants, and underwriting standards

Description:

• Evaluate loan requests and perform risk assessments for commercial borrowers and prospects
• Partner with Relationship Managers to gather client data, analyze financials, and structure credit solutions
• Conduct financial spreads, narrative preparation, and loan pricing analyses
• Complete credit presentations and coordinate loan closings and renewals
• Perform ongoing portfolio monitoring, including annual reviews and covenant compliance
• Stay informed on industry trends and sector-specific risks
• Ensure timely and accurate collection of financial documentation and compliance with internal policies