Demo

Internal Mortgage Loan Originator

Crawford Thomas Recruiting
Killeen, TX Full Time
POSTED ON 12/17/2025
AVAILABLE BEFORE 1/23/2026
Internal Mortgage Loan Originator – Consumer Direct Division

Compensation: $18/hour commission (production-based) full benefits overtime available

Locations: Killeen, TX (must live within 60 miles)

Mandatory Requirements

Bilingual English / Spanish (Required)

Must live within 60 miles of Killeen, TX

Recent Consumer Direct Or Centralized Lending Experience Required

Active NMLS license

Overview

Our client, a nationally recognized mortgage lender, is expanding its high-performance Consumer Direct Division — a centralized, lead-driven platform designed for Loan Originators who thrive in fast-paced, high-volume environments.

This role offers inbound lead flow, a streamlined origination process, and the opportunity to succeed in a modern, performance-driven structure that rewards strong conversion and production.

What Makes This Role Different

This is not traditional retail lending. With a marketing engine focused on speed and conversion, originators here average 1–1.4 offers to close, compared to the industry standard of 8.5. This results in higher close ratios, faster commissions, and more time focused on closing.

What You Will Do

Work inbound leads generated by digital marketing, direct mail, and referral networks (no cold calling)

Collect Borrower Data, Complete Loan Applications, And Handle Pre-qualifications

Advise borrowers on loan programs, underwriting requirements, and disclosures

Maintain proactive communication with borrowers, processors, and team leads

Provide credit guidance and restructuring strategies when necessary

Ensure compliance with TILA, RESPA, ECOA, and lending regulations

Meet or exceed monthly closing and funding benchmarks

What You Will Bring

Bilingual English/Spanish fluency (Required)

Recent Consumer Direct Lending Experience Preferred And Strongly Prioritized

Active NMLS license (multi-state preferred)

Strong phone-based sales and communication skills

Ability to manage multiple files accurately and efficiently

Familiarity with Conventional, FHA, VA, and Non-QM products

A goal-oriented, metrics-driven mindset

Why You Will Thrive Here

Inbound leads provided — no need to self-source

Competitive compensation: $18/hour base tiered commissions overtime

Streamlined, conversion-focused processes

National brand visibility and advancement opportunities

Supportive leadership and a collaborative team environment

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Salary : $18

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