SVP-Chief Compliance Officer

Summary:

Responsible to implement/ manage the Bank's overall compliance program, CRA program, and ensure the bank is in compliance with applicable federal and state regulations.

Essential Duties and Responsibilities:

• ManagesI oversees the Bank's Compliance Monitoring Program and annualmonitoring schedule that is reported Risk & Compliance Committee of the Board of Directors.
• Monitor changes of OCC and CFPB consumer protection laws, regulations, and related acts; as well as applicable laws that may be imposed on the Bank.
• Provide guidance on consumer compliance issues (emerging and existing) and assist in the development of compliance policies/ procedures throughout the Bank's departments/ business units.
• Prepare and relay compliance status reports to the Risk & Compliance Committee of the Board of Directors regarding: the Bank's overall level of compliance, the adequacy of compliance operating policies/ procedures, status of compliance related training activities, results of compliance monitoring/ reviews / audits performed (including management's responses / corrective actions for any exceptions noted).
• Performs I manages the Bank's annual pre-inherent risk assessments and reviews the post residual risk assessments performed by the monitoring team for assigned reviews.
• Update / track the progress of the Bank's Compliance Corrective Action Matrix with items that management are working to complete.
• Oversee and manage the overall consumer compliance training program to all staff, including onboarding of new hires and assigned E-learning to all affected staff. Also, will deliver annual Board of Director training.
• Review, assess, and track the resolution of consumer complaints and relatedcompliance risks.
• Perform responsibilities as CRA Officer by managing the Bank's CRA program on a daily basis.
• Review all of the Bank'sadvertisement and/or promotional material for consumercompliance purposes.
• Discuss with management regulatory issues relating to new and existing products / services / for compliance risk applicability / exposure within the affected areas and provides related regulatory guidance.

Supervise the Compliance Department staff and coordinate their professional development, as applicable

SUPERVISORY RESPONSIBILITIES

Supervisesthe Compliance Department staff and coordinates their professional development Manages one subordinates. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.

Is responsible for the overall direction, coordination, and evaluation of the Regulatory and Compliance Group. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.

BSA COMPLIANCE

I understand and acknowledge that, in addition to the duties outlined in this job description, I am also responsible for ensuring that my duties are performed in full compliance with all of the bank's Bank Secrecy Act, Anti-Money Laundering, and OFAC policies and procedures as well as related Federal Laws and Regulations. Furthermore, I understand that I must create and foster a culture of BSA, AML, and OFAC Compliance within the institution. Lastly, I agree to address any and all questions I may have about the Bank's BSA/AMUOFAC Program to the Bank's BSA Department.

Desired Years of Experience Skills & Knowledge

• Bachelor of Science or Bachelor of Art degree in Accounting, Financial Managementor Business Administration MBA preferred.
• Proficiency in application of internal auditingtheory, standards, procedures and techniques.
• Proficiency in and understanding ConsumerRegulatory requirements.
• Sevento ten years of progressively more responsible experience in a bankingor financial management environment.
• Ability to oversee and schedule, superviseand lead audits/reviews of retail deposit,loan origination and servicing operations of mediumto large and complex financialinstitutions
• Excellent analytical skills, including ability to define problems, collect data, establish facts and draw valid conclusions.
• Excellent organizational, communication and management skills.
• Good understanding of human relations and the ability to maintain satisfactory relationships with auditors.
• Compliance or Audit certification preferred.
• Previous management experience.
• Excellent computer skills.
• Strong attention to detail.
• Ability to deliverhigh quality of work while being a self-starter.
• Good verbal and written communication skills.
• Consistently promotes the Core Ideals,Values and Principles of the Bank.
• Ability to speak, understand, read and write Spanish at fluent level.

Competencies

To performthe job successfully, an individual should demonstrate the followingcompetencies

Project Management - Develops project plans;Coordinates projects; Communicates changes and progress; Completes projects on time and budget; Manages project team activities.

Technical Skills - Pursues trainingand development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others.

Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.

Teamwork - Exhibits objectivity and openness to others' views; Contributes to building a positive team spirit; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.

Leadership - Inspires and motivates others to perform well; effectively influences actions and opinions of others.

Cost Consciousness - Works within approved budget; Develops and implements cost saving measures; Contributes to profits and revenue; Conserves organizational resources.

Ethics - Treats people with respect; Keeps commitments; inspires the trust of others; Works with integrity and ethically; Upholds organizational values.

Organizational Support - Supports organization'sgoals and values; Benefits organizationthrough outside activities; Supports affirmative action and respects diversity.

Strategic Thinking - Develops strategies to achieve organizational goals. Adapts strategyto changing conditions.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Language Skills -Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Mathematical Skills - Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.

Reasoning Ability - Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Computer Skills - To perform this job successfully, an individual should have knowledge of Database software, Spreadsheet software, and Word Processing software. Have strong computer skills - Use 10 key numerical keyboard; knowledge of Microsoft Word and Excel; and ability to quickly learn new programs.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Able to communicate ideas and information verbally or in writing.

• Visuallyidentify and distinguish betweenvarious documents and currency with normal range of sight with or without corrective lenses.
• Much be able to reach and retrieve objects.
• Must be able to stoop and squat.
• Must be able tocommunicate using a phone.
• Must be able to grasp, lift and carry up to 10 pounds.
• Must be able to accurately enter data using a personal computer or calculator with sufficient speed to meet department norm.
• Must be able to stand frequently½ to 2/3 of the time in an 8 hour work day.

WorkEnvironment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• May requirevariable work scheduleor longer hours in order to meet the demandsof the customers.
• Smoke free work environment.
• Able to work under a high amount of pressure and work efficiently, accurately and maintain good employee and customer relations.

TRAVEL REQUIREMENTS

This position may requires traveling.

GENERAL STATEMENT:

The employee is expected to comply with all Bank policies, procedures and regulatory rules and regulations.

Equal Opportunity Employer