What are the responsibilities and job description for the Merchant Cash Advance Underwritter position at Confidential Posting?
Position Type: Full-Time | In-Office
About the Role
We are seeking a motivated, highly organized, and detail-oriented professional to join our growing team. This position combines underwriting, operations, technology, and process management responsibilities.
The ideal candidate is analytical, tech-savvy, organized, and capable of evaluating risk while helping execute and manage day-to-day business operations. MCA underwriting experience is a plus, but we are also open to candidates with strong financial, analytical, operational, or technology backgrounds.
This is an excellent opportunity for someone looking to build a long-term career with significant growth potential and direct exposure to company leadership.
Responsibilities
Review merchant submissions and determine fundability.
Analyze bank statements, cash flow trends, deposits, balances, NSFs, and overall account performance.
Review credit reports, background reports, tax returns, P&Ls, balance sheets, and other financial documents.
Conduct merchant interviews, bank verifications, and funding calls when necessary.
Approve, counter, stipulate, or decline submissions based on company guidelines.
Evaluate risk factors and identify potential fraud or stacking exposure.
Maintain accurate underwriting notes and documentation.
Manage CRM records and ensure data accuracy.
Assist with operational projects, reporting, and workflow management.
Work closely with leadership to help implement new systems, processes, and initiatives.
Utilize technology and AI tools to improve efficiency and productivity.
Maintain fast turnaround times while ensuring accuracy and consistency.
Qualifications
MCA underwriting experience preferred, but not required.
Strong analytical and problem-solving skills.
Ability to evaluate risk and make sound decisions based on available financial data.
Experience working with CRM systems and managing information efficiently.
Strong attention to detail and organizational skills.
Comfortable working with multiple software platforms and learning new technologies.
Ability to analyze financial documents and bank statements.
Self-motivated with a strong work ethic.
Ability to multitask in a fast-paced environment.
Quick learner with a growth mindset.
Technology, finance, operations, accounting, data analysis, or business experience is a plus.
Technology & Software Experience
Experience with any of the following is a plus:
DecisionLogic
Plaid
Datamerch
MoneyThumb
Ocrolus
Salesforce
HubSpot
GoHighLevel
Microsoft Excel
Google Workspace
ChatGPT and other AI productivity tools
What We Offer
Competitive compensation
Performance-based bonuses
Significant room for growth and advancement
Ongoing training and development
Direct access to leadership and decision-makers
Fast-paced, entrepreneurial environment
Opportunity to play a key role in a rapidly growing company
Pay: $50,000.00 - $60,000.00 per year
Work Location: In person
Salary : $50,000 - $60,000