Western Cooperative Credit Union's Williston Main Branch has an opening for an Ag Loan Assistant. This is a part time position getting 15-25 hours per week. Hours will vary between Monday through Friday 8:00am-5:00pm.

Application deadline for internal candidates is on or before Wednesday, May 17, 2023.

Purpose: The Ag Loan Assistant performs a variety of support duties related to the ag lending function within the credit union. The position also provides service to members by answering routine questions and directing the flow of traffic in the Ag department.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Input data into processing system.

• Accompany Ag Loan Officers on field visits. Document and write up results of collateral inspections from visits.

• Verify, sort, and maintain ag loan files both stored electronically and in paper format.

• Monitor, distribute, and mail daily department correspondence and notices.

• Responsible for shredding/destroying loan documentation in compliance with regulations.

• Act as a backup for lien searches, filings, and maintenance for agricultural and commercial loans.

• Review and work various monthly loan reports.

• Assist members with basic loan related questions before directing them to an Ag Loan Officer.

• Complete Verification of Deposits when there are loans on account. Accept payments and apply/release according to instruction.

• Order, stock, and maintain an adequate supply of forms needed by the department.

• General clerical functions such as filing, photocopying, and telephone calls.

• Provide administrative assistance to the Ag Loan department as required.

• Attend local Ag functions as a representative of WCCU.

• Other duties as may be required from time to time in order to achieve credit union’s objectives.

Supervisory Responsibilities

This job has no supervisory responsibilities.

Competencies

To perform the job successfully, an individual should demonstrate the following competencies:

Analytical - Collects and researches data; Uses intuition and experience to complement data.

Design - Demonstrates attention to detail.

Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Works well in group problem solving situations.

Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments.

Interpersonal Skills - Maintains confidentiality; Keeps emotions under control.

Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions.

Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Presents numerical data effectively; Able to read and interpret written information.

Teamwork - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives.

Quality Management - Demonstrates accuracy and thoroughness.

Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition; Aligns work with strategic goals.

Ethics - Treats people with respect; Keeps commitments; Works with integrity and ethically; Upholds organizational values.

Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports organization's goals and values.

Judgement - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions.

Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently.

Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Accepts responsibility for own actions; Follows through on commitments.

Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.

Quantity - Completes work in timely manner.

Adaptability - Adapts to changes in the work environment; Manages competing demands; Able to deal with frequent change, delays, or unexpected events.

Attendance/Punctuality - Ensures work responsibilities are covered when absent.

Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments.

Initiative - Takes independent actions and calculated risks.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

High School diploma or equivalent; one to two years related experience and/or training preferred but not necessary; or equivalent combination of education and experience.

Language Skills

Ability to read and interpret documents such as financial statements including, but not limited to income tax returns, and procedure manuals. Ability to write routine correspondence. Ability to speak effectively before groups of customers or employees of organization.

Mathematical Skills

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions and percentages. Ability to apply concepts of basic algebra.

Reasoning Ability

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand and walk. Specific vision abilities required by this job include close vision.

Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually quiet.