Job Title:

Location:

What you'll do:

What we are looking for:

• Analyzing transactions as part of the screening and underwriting process; including business rationale, cash flow projection, financial, business overview, industry, management, key risks, covenant analysis, and repayment analysis.
• Assessing new credit request, balance risk/return and make justifiable recommendations
• Underwrite new credit request, amendments and annual reviews through the internal approval process with risk partners
• Develop and maintain an understanding of the industry and an assigned portfolio of clients
• Develop and maintain an understanding of the full spectrum of banking products
• Develop and maintain an understanding of internal credit policies and procedures
• Participate in credit due diligence with clients
• Establish appropriate internal risk ratings for clients and implement accurate risk rating adjustments throughout the life of the loan
• Manage ongoing portfolio monitoring routines including periodic financial assessment, covenant compliance and amendment activity over life of a loan
• Participate in team specific and enterprise wide strategic projects to support business goals, operational excellence, and simplify and improve initiatives
• Train, mentor and developindividuals on the team
• Drive responsible growth, portfolio asset quality and speed to market

What you need to have:

• Bachelor's degree preferred and 7 years of related work experience; or equivalent combination of education and experience.
• Able to soundly manage a commercial credit portfolio and justify rationale for recommended transactions
• Must have ability tomanage transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work collaboratively
• Robust understanding of corporate finance and accounting concepts
• Requires effective time management and ability to manage multiple priorities
• Solid negotiating, communication and presentation skills

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation