GENERAL PURPOSE:

Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition the title examiner is responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions.

Essential Functions:

• Search public records and examine titles to determine legal condition of residential and vacant land, primarily metes and bounds properties.
• Title examination of complex title orders.
• Analyze docs such as deeds, mortgages, judgments, liens, probates, guardianship, bankruptcy, foreclosure, and federal forfeiture documents, and make appropriate title requirements to clear title.
• Must have advanced knowledge of Florida probate and foreclosure.
• Must be able to map metes and bounds descriptions, including curves.
• Must be able to review surveys.
• Assess ricks and liabilities that may jeopardize the company and bring these matters to management or underwriting.
• Must have ability to explain the chain of title, exceptions and requirements to managers and underwriters.
• Provide underwriting interpretation within established guidelines, exercise good judgment within defined policies and procedures.
• Participates in special projects and miscellaneous duties as assigned by management

Job Qualifications:

• Familiarity with title searching software preferred, such as DataTree, DATATrace, FASTSearch, etc.
• Knowledge of underwriting policies and guidelines
• Knowledge of real estate law and title and escrow curative procedures
• Effective communication skills, both verbal and written
• Organizational skills and ability to work within established time frames
• Ability to work in fast paced environment while maintaining control
• Excellent problem solving/critical thinking

Education , Form Training & Experience:

• High School diploma (or equivalent).Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
• Minimum of four years of industry experience. 

• Ability to define problems, collect data, establish facts, and draw valid conclusions. 
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. 
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. 

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Travel as required for the position. 
• While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to fingers to type, handle, or feel; reach with hands and arms; stoop, or crawl. The employee must frequently lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.