About this role:
Wells Fargo is seeking a Lead Credit Risk Officer in Consumer Credit Risk as part of Corporate Risk to provide senior credit officers and various other business partners with insights in a proactive and forward-looking in-depth analysis.
Consumer Credit is the independent risk management team responsible for providing credit oversight and credible challenge for Wells Fargo's retail/consumer businesses.
In this role, you will:

• Identify and resolve policy and process gaps by incorporating root cause analysis, control design assessment, and strategic thinking
• Partner with key stakeholders to build consensus, challenge partners when necessary, and drive for timely completion of requirements
• Manage time sensitive, critical enterprise or credit risk initiatives in an organized and independent manner while receiving direction from leaders
• Lead moderately complex initiatives and identify opportunity for risk mitigation strategies within Credit Risk
• Review and analyze moderately complex processes and projects, business, operational, or technical challenges that require an in-depth evaluation of variable factors
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Work in partnership with business for oversight of risk management

Required Qualifications, US:

• 5 years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Excellent verbal, written, and interpersonal communication skills
• Strong control management, project management and/or process development experience
• Credit risk administration experience is highly preferred
• Policy and/or procedure management experience
• Ability to work independently and execute in a fast paced, high demand, environment while balancing multiple priorities
• Ability to apply strategic thinking and thought leadership to initiatives and ensure timely completion of objectives
• Ability to communicate issues, risks, and proposed solutions effectively and succinctly, in both written and verbal formats, with senior leaders
• Ability to work and influence successfully within a matrix environment by establishing and maintaining effective working relationships with all levels of the organization
• Problem solving and analytical skills with proven ability to turn findings into executable plans

Posting Locations:

• 401 S. Tryon Street - Charlotte, North Carolina
• 600 Wells Fargo - Minneapolis, Minnesota
• 800 S. Jordan Creek Pkwy - West Des Moines, Iowa
• 250 E. John Carpenter Frwy - Irving, Texas
• 114 N. Beaumont Street - Saint Louis, Missouri
• 1150 W. Washington - Tempe, Arizona

Job Expectations:

• Ability to work at one of the approved locations in the job posting
• This position offers a hybrid work schedule

Posting End Date:
10 May 2024
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.