About this role:
Wells Fargo is seeking a Lead Credit Portfolio Consultant to support specific Credit Solutions lines of business in areas including consulting on credit policy impacts on transactions and portfolio monitoring, credit policy review, and credit procedure development. The person will also communicate important concepts to the line of business, work with peers at the Commercial Banking and enterprise level, provide front line training where applicable, and interact with senior business leaders.
In this role, you will:

• Provide consultation on credit risk governance across assigned businesses
• Provide oversight on credit risk governance across assigned businesses and liaise between Commercial Credit and the business on credit policy matters
• Coordinate with subject matter experts in the business to obtain feedback on complex credit policy matters.
• Communicate credit policy and procedure changes to the line of business
• Maintain and update credit policy related procedures for the line of business
• Prepare policy exemption requests and obtain required approvals
• Lead and contribute to various projects
• Assist the business on internal and external exams and audits
• Lead complex credit initiatives including those that are cross functional with broad impact to the business
• Make decisions in complex and multifaceted situations requiring sound understanding of credit policy and portfolio strategies that influence teams to achieve goals and drive new initiatives
• Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues
• Direct and coordinate various activities, including periodic training, related to assessing credit risk to underwriting and relationship teams

Required Qualifications:

• 5 years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 5 years experience with asset-based or floor plan lending and leasing
• Commercial credit experience
• Familiarity with commercial credit policies
• Strong technical writing skills
• Ability to communicate with senior leaders clearly and concisely

Posting End Date:
22 Jan 2024
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
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To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
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