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WaFd Bank
Payson, AZ | Full Time
$74k-91k (estimate)
3 Weeks Ago
Mortgage Banker
WaFd Bank Payson, AZ
$74k-91k (estimate)
Full Time | Banking 3 Weeks Ago
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WaFd Bank is Hiring a Mortgage Banker Near Payson, AZ

Min

USD $60,000.00/Yr.

Max

USD $90,000.00/Yr.

Job Summary

The Mortgage Banker proactively solicits new consumer mortgage business and originates a high-quality loan for the Bank’s portfolio that meets both compliance standards and established production goals. Compensation will be a salary plus commissions based on funded loans.

Mortgage Bankers reflect the corporate values and ethics of WaFd Bank and exhibits leadership in the following areas: sales effectiveness and a focus on production; marketing WaFd Bank in the broader community; providing a high quality customer experience; building and maintaining productive relationships within WaFd, with new and existing clients, Realtors, builders, brokers and title companies; registering and maintaining active status with the Nationwide Mortgage Licensing System and Registry (NMLSR); and originating mortgage loans within the assigned geographic area. Wafd Bank is proud of the high value that we all place on simply being kind when serving our co-workers and Wafd Bank clients.

Key Functions:

  • Creates a client-focused and employee-friendly environment that fosters communication and teamwork by providing exemplary service and experience, including managing direct reports to maintain efficient, high-quality performance.
  • Originates consumer residential mortgage Loans and maintains the integrity of Wafd Bank’s interests in all lending activities.
    • Originates loans by completing loan applications interviews with prospective clients and discussing loan options to best meet clients’ needs.
    • Collects, documents and analyzes financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan request.
    • Complies with laws, rules and regulations, avoiding any real or perceived conflicts of interest.
    • Applies proper pricing and mitigates risk with additional pricing when appropriate.
    • Maintains a portfolio of industry contacts that consistently contribute to the overall monthly production of the Division and meets the expectations set by Management.
    • Develops and maintains close working relationship with assigned branches to develop and build deposit relationships with new mortgage clients.
    • Refers any commercial, small business, deposit and HELOC business to assigned network of branches or as appropriate within the Bank.
    • Performs property inspections as neede
    • Other duties deemed necessary in order to deliver products or services in a quality client experience to the prospect, current client, and other Bank colleagues.
  • Build cross referral business with Retail, Commercial and Community Banking group.
    • Proactively works with Retail branch colleagues to deepen client relationships and acquire personal deposits and primary transaction accounts to meet specific expectations.
    • Share lists of area builders with commercial peers for promotion of the Bank’s All-in-One and spec construction products and may be assigned to originate Small Builder Loans.
    • Promote mortgage loans for buyers of the group builder’s spec homes via the Bank’s Builder Special program.
  • Promotes Wafd Bank within the community.
    • Proactively seeks new business relationships.
    • Maintains current information regarding competitor’s fees, and pricing.
    • Uses competitor information to promote the advantages of WaFd Bank products to prospective clients.
  • Other duties assigned.
  • Qualifications

    Education/Skills/Training:

    • Minimum two years college or three years banking or mortgage lending experience.
    • Effective business development/client acquisition skills, strong verbal and written communication skills, and a high level of accuracy and attention to detail.
    • Must also be able to work effectively with the public, in person, by phone, email or in video conferencing, in a personable, professional manner, and handle pressure in a fast-paced, changing work environment. Individual must be a self starter, experienced with working in a team and individual sales environment, and have a strong track record in achieving sales results.
    • Must be self-motivated and production-oriented.
    • Computer proficiency with Encompass loan origination platform and Microsoft Office 365 applications (e.g. Teams, Word, Excel, and Outlook) required.

    Experience:

    • Minimum three years mortgage lending experience required with demonstrated success as a mortgage originator, including a strong understanding/working knowledge of lending terminology, loan processing, loan documentation and lending procedures.
    • Financial industry or banking experience preferred.

    Benefits

    At WaFd Bank you get all of these great benefits!

    • Paid time off for vacation, sick days and holidays
    • Health insurance
    • Stock options
    • Bonus programs
    • Generous 7% 401(k) employer matching*
    • Paid Parental Leave
    • Life and AD&D insurance
    • Long-term disability
    • Tuition Reimbursement
    • Employee assistance programs
    • Pre-tax health and dependent-care spending plans

    WaFd Bank Benefits Summary - Click here for more information

    EEO Statement

    We are committed to Equal Employment Opportunity and Affirmative Action. We recruit, hire, train and promote persons in all job titles and ensure that all other personnel actions are administered without regard to race, color, religion, sex, sexual orientation, gender identity, military and/or veteran status, or disability in accordance with Executive Order 11246, Section 503 of the Rehabilitation Act of 1973, as amended, and the Vietnam Era Veterans Readjustment Assistance Act of 1974, which require affirmative action to ensure equal opportunity in all aspects of employment. WaFd Bank does not discriminate on the basis of national origin or citizenship status as provided under the Immigration Reform and Control Act of 1986, or any other Federal or State legally-protected classes. WaFd Bank is committed to providing reasonable accommodations to employees and applicants with disabilities to the full extent required by the Americans with Disabilities Act (ADA). If you feel you need a reasonable accommodation pursuant to the ADA, you are encouraged to contact us at 800.324.9375

    EEO is The Law - click here for more information

    Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled

    EEO Policy Statement - WaFd Bank

    Know Your Rights: Workplace Discrimination is Illegal - click here for more information

    Pay Transparency Nondiscrimination Provision - click here for more information

    CCPA Notice at Collection for CA Employees and Applicants

    Requisition Post Information* : Posted Date

    5/2/2024

    Job Summary

    JOB TYPE

    Full Time

    INDUSTRY

    Banking

    SALARY

    $74k-91k (estimate)

    POST DATE

    05/04/2024

    EXPIRATION DATE

    05/14/2024

    WEBSITE

    wafdbank.com

    HEADQUARTERS

    LAKEVIEW, OR

    SIZE

    1,000 - 3,000

    FOUNDED

    1917

    CEO

    LEANNE EVANS

    REVENUE

    $500M - $1B

    INDUSTRY

    Banking

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    About WaFd Bank

    WaFd Bank is a national bank, but weve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, weve been helping to build healthy, thriving communities. And, as active members of our communities, were truly invested in clients like youdelivering simple, straightforward banking solutions to help you make the most of your money.

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    The job skills required for Mortgage Banker include Mortgage Loans, Mortgage Lending, Leadership, Microsoft Office, Loan Processing, Loan Origination, etc. Having related job skills and expertise will give you an advantage when applying to be a Mortgage Banker. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Mortgage Banker. Select any job title you are interested in and start to search job requirements.

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    If you are interested in becoming a Mortgage Banker, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Mortgage Banker for your reference.

    Step 1: Understand the job description and responsibilities of an Accountant.

    Quotes from people on Mortgage Banker job description and responsibilities

    A Mortgage Banker is responsible for relationship sales efforts to originate and close mortgage loans.

    02/26/2022: San Antonio, TX

    Establish and maintain all client relationships with realtors, builders, developers, branches and other referral agents on an on-going basis.

    03/27/2022: Augusta, GA

    Contact in person or by phone potential or existing customers to develop new business or retain existing business.

    05/04/2022: Brownsville, TX

    Oversee loan process by monitoring loan status and ensuring conformity with terms.

    03/28/2022: Bismarck, ND

    They offer mortgage loans along with other banking products like checking and savings accounts and business and commercial loans.

    04/04/2022: Raleigh, NC

    Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.

    Career tips from people on Mortgage Banker jobs

    Always acts in the best interest of the customer when offering additional products and services.

    02/16/2022: Montgomery, AL

    This position also needs strong computer skills and competence in Microsoft Office.

    04/19/2022: Salisbury, NC

    Build relationships with real estate agents and other partners.

    02/12/2022: Topeka, KS

    Mortgage Banker should be motivated by reaching and exceeding sales goals while helping clients through the mortgage process.

    03/01/2022: Birmingham, AL

    Some popular Mortgage Banker hard skills are Mortgage Lending, Residential Mortgages, Loan Origination, Refinance, U.S.

    04/18/2022: Scranton, PA

    Step 3: View the best colleges and universities for Mortgage Banker.

    Florida Southern College
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