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Collection Representative - Loan Servicing (30 Days/Auto Finance)
Veros Credit Santa Ana, CA
$40k-50k (estimate)
Full Time | Lending & Credit 0 Months Ago
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Veros Credit is Hiring a Collection Representative - Loan Servicing (30 Days/Auto Finance) Near Santa Ana, CA

About Us

Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.

We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals twice a month, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.

Some of our benefit offerings include:

  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Semi-Monthly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
  • And a lot more!

About The Position

The Collection Representative - Loan Servicing (30 Days/Auto Finance) will be responsible for servicing auto loan accounts that are 30-60 days delinquent and documenting all collection activities utilizing loan servicing software. Multiple positions available.

Essential Responsibilities:

  • Follow and ensure compliance with all company policies and procedures as well as the Fair Debt Collection Practices Act (FDCPA).
  • Negotiate payment arrangements with borrowers, including offering suggestions as to how they can meet their obligations, propose alternative payment methods, and establish payment procedures.
  • Assist borrowers in devising a strategy to allow them to keep their vehicle while meeting the obligations of the loan.
  • Accurately and professionally document account information and collection activities.
  • Locate customers through the use of databases and references (Skip Trace).
  • Other duties as assigned.

Requirements:

  • Bilingual (English/Spanish) required.
  • 3 year(s) of experience in the collections field, preferably in the subprime consumer lending industry.
  • Effective communication, negotiation, and problem-solving skills.
  • Ability to read, interpret and apply federal, state, and local collections regulations.
  • Ability to interact with customers in a professional, tactful, and sensitive manner.
  • Ability to thrive in a fast-paced work environment and to work independently and as part of a team.
  • Available to work a flexible work schedule and overtime as needed.
  • High School Diploma or GED. 

Salary:

Minimum: $20.00

Maximum: $26.00

Veros Credit, LLC is an equal opportunity employer.

Keywords:

Collections Specialist, Collections Representative, Loan Servicing, Account Servicing, Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Skip-tracing, Skip Tracer, Skip Trace, Auto Dialer, Auto Dialing, Vehicle Repossessions, Repayment Plans, Deficiency, Customer Service, Consumer Finance, Collections, Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble

Job Summary

JOB TYPE

Full Time

INDUSTRY

Lending & Credit

SALARY

$40k-50k (estimate)

POST DATE

04/25/2023

EXPIRATION DATE

12/30/2024

WEBSITE

veroscredit.com

HEADQUARTERS

SANTA ANA, CA

SIZE

50 - 100

FOUNDED

2010

CEO

CYRUS BOZORGI

REVENUE

$50M - $200M

INDUSTRY

Lending & Credit

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About Veros Credit

Veros Credit, a privately held nationwide automotive finance company that specializes in the acquisition and servicing of non-prime and sub-prime motor vehicle retail installment contracts from its network of franchise and independent automobile dealers. Veros Credit headquartered in Orange County California, has a vast network of more than 2,500 dealer partners nationwide. At Veros Credit, it is our mission to offer unparalleled service to our borrowers, dealers, and vendors, by establishing strategic and profitable partnerships.

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