WHAT YOU’LL LOVE ABOUT UNIVERSAL BUSINESS INSURANCE SERVICES. Universal Business Insurance Services is a growing Retail Broker with 45 employees in their servicing offices. UBI is a division of PCF Insurance Services of the West, LLC who currently has 3,000 employees across the nation (recently named the fastest growing business in Utah and #11 in the nation). UBI was formed 32 years ago out of a core commitment to excellence, to serve our custom...