At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

The Underwriter is responsible to achieve profit, growth, service and expense objectives through basic financial analysis and management of a book of business

Primary Responsibilities:

• Works to underwrite cases where general and some complex underwriting principles will be applied and a solid command of the rating tools is required
• Frequency of case review will be based on team lead’s decision and in accordance to case level review policies
• Obtains Field Office staff acceptance of expense and reserve levels necessary to achieve planned expense recovery and underwriting gain objectives
• Executes financial management on a book of business
• Assists and participates in creating and negotiating financial arrangements and settlements through Sales with some client and / or broker contact when necessary
• General communications will be mostly with internal sales
• There will be limited interactions with brokers
• Underwrites several new firms or new coverage and major benefit revisions
• Provides direction to other areas in resolving service or claim issues that have financial implications
• Maintain up -to - date knowledge of applicable dental and vision plans and related products
• Explain underwriting principles and pricing recommendations to sales and brokers and be able to present position based on your knowledge of underwriting, competition, product, understanding of the client needs, etc
• Develop and maintain positive working relationships with Underwriters, AMT members and multi-site coordinators
• Identifies needs and makes recommendations for new/improved underwriting processes and procedures
• Support and / or lead underwriting projects as assigned

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Must have strong financial analysis, problem solving and critical decision-making skills
• Proficiency with MS Office suite products
• 1 years professional business experience, preferably in Underwriting, Accounting or Finance
• Exhibits effective personal communication skills in the areas of listening, speaking and writing
• Must possess professional written and verbal skills and formal presentation abilities
• Handles sensitive and confidential information and confidences appropriately and diplomatically
• Years of post-high school education can be substituted/is equivalent to years of experience

Preferred Qualifications:

• 1 years of Underwriting experience in healthcare industry
• BA/BS degree
• Ability to prioritize and respond effectively to numerous demands
• Demonstrates negotiation skills
• Handles difficult situations diplomatically
• Solid organizational skills

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy

California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, or Washington Residents Only: The salary range for this role is $48,300 to $94,500 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives. 

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

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UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.