You haven't searched anything yet.
Actively calls on new and prospective customers, exploring needs and recommending bank products and services that are in the best interest of the customer and that achieve their financial objectives; profiles customers to ensure strong understanding of the total customer financial picture.
Interviews loan applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
Evaluates the financial condition of the client, the value of the pledged collateral, and the client's management effectiveness.
Makes decision on loans and terms if within own lending limits.
Refers loans over loan authority to manager.
Ensures optimum profitability balanced with acceptable risk.
Monitors the quality of existing accounts by verifying that assigned accounts conform to contract and policy limits.
Ensures that necessary documentation is completed and requests additional data as needed.
Recognizes unfavorable trends and recommends corrective action.
Confers with manager on difficult or sensitive issues.
Under management direction, establishes business development, sales, and referral goals.
Develops a marketing plan using effective sales techniques that will generate additional new commercial loans.
Maintains personal accountability for sales and service standards and for meeting business development, sales, and referral goals.
Identifies opportunities to deepen our relationships.
Identifies clients that are not profitable and aggressively manages the relationship to be a more profitable one.
Ensures thorough knowledge and understanding of compliance and regulatory issues relating to loan policy and procedures (e.g., CRA, Fair Lending, etc.) evidenced by appropriate application of these regulations in day-to-day operations.
Full Time
$86k-117k (estimate)
06/15/2024
07/01/2024
centralbank.net
JEFFERSON CITY, MO
500 - 1,000
1902
Private
KENNETH LITTLEFIELD
$50M - $200M
Banking
Central Bancompany is a provider of personal and business banking solutions.
The following is the career advancement route for Commercial Loan Officer positions, which can be used as a reference in future career path planning. As a Commercial Loan Officer, it can be promoted into senior positions as a Group/Region Manager I (Commercial Loans) that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Loan Officer. You can explore the career advancement for a Commercial Loan Officer below and select your interested title to get hiring information.
If you are interested in becoming a Commercial Loan Officer, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Commercial Loan Officer for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
Quotes from people on Commercial Loan Officer job description and responsibilities
Consulting with managers about credit policies, credit lines, standards, and procedures
02/19/2022: El Paso, TX
Advising clients on suitable loan and credit options.
04/17/2022: Lansing, MI
Liaising between borrowers and underwriting departments.
03/12/2022: Queens Village, NY
Training and supervising loan administrators.
02/17/2022: Houston, TX
Obtaining and assessing financial information, including financial statements and credit histories.
03/29/2022: Buffalo, NY
Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
Career tips from people on Commercial Loan Officer jobs
On-the-job Training & Related Experience.
01/26/2022: Cheyenne, WY
Certification (recommended / optional).
02/26/2022: Grand Rapids, MI
Determine an Acceptable Level of Risk.
03/01/2022: Charleston, SC
Take time each day to count the good things.
04/04/2022: Mcallen, TX
Organize, Organize, Organize.
02/06/2022: Corpus Christi, TX
Step 3: View the best colleges and universities for Commercial Loan Officer.