Description

Sunflower Bank, N.A. is looking for an experienced Portfolio Manager III to join our team in El Paso, TX! The Portfolio Manager is responsible for gathering, analyzing and interpreting financial and credit information in order to assess the creditworthiness of Sunflower Bank’s customers, focusing on Sunflower Bank’s moderately complex credit relationships. The incumbent will assist Commercial Bankers in supporting new and existing loan relationships with an emphasis on maximizing credit quality and minimizing risk. 

Bilingual in English/Spanish is preferred. 

• Review and analyze financial and credit information, such as financial statements, tax returns and credit reports to determine creditworthiness for borrowers and guarantors. Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
• Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
• Research pertinent industry and market information relevant to customers’ lines of business.
• Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship. 

 Pay is dependent on knowledge, skills, abilities, experience and location

Education / Experience Preferred:

• Bachelor’s Degree in Accounting, Business, Economics, Finance, or similar field, in lieu of a degree, applicant must have a high school diploma or equivalent and have been in this discipline a minimum of 10 years.
• 7 years of experience in credit analysis/portfolio management in a commercial lending environment required.
• Must possess sound area of underwriting in areas of commercial lending such as commercial real estate, commercial and industrial lending and SBA lending.

Sunflower Bank Benefits employees enjoy outstanding benefits, including:

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement 
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more employee perks & incentives!