We're seeking a seasoned mortgage loan officer who is both service-oriented and detail-focused to become a valuable member of our team. Our ethos revolves around eliminating barriers and fostering a nurturing atmosphere for your success. If you possess a demonstrated history of crafting effective lending solutions for clients, we eagerly invite you to apply and join our team. Don't hesitate, apply today!

$100,000 - $125,000 at plan yearly

• Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions
• Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
• Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
• Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
• Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals

Key Responsibilities:

• Work with warm transfers and fresh leads, averaging 8 to 10 leads daily
• Take applications
• Pitch qualified borrowers
• Once loans are sold, our processing staff takes over the file which allows you to concentrate on selling the next borrower
• Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
• Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
• Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters
• Manage a large pipeline of loans to ensure your production meets our requirements
• Work closely with industry-related professionals to gather and prepare all necessary information to complete underwriting requirements

• Bachelor's degree in business, finance, banking, real estate, or a related field
• Maintain current registration with the National Mortgage Licensing System Registry
• Familiarity with multiple types of loans such as conventional, fixed/ adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
• Requires compliance with lending regulations and bank underwriting guidelines and lending policies
• Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required

• Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
• Strong understanding of HELOC/HELOAN guidelines and structuring

Why Choose Summit Lending?

We're not merely a lending team; we stand as the premier lending force in California. In this pivotal moment of our journey, we're inviting passionate individuals to join and contribute to our illustrious legacy. We take pride in providing not just a job, but an enduring, secure career path for those who share our unwavering dedication to our mission.

How to Join Us:

Your interest is invaluable, but we kindly request no phone inquiries. To become a part of the Summit Lending family, simply submit your application, along with a resume and a well-crafted cover letter expressing your alignment with the role.

Let's forge the future of lending, hand in hand!

About the Company:
Summit Lending