**This position is eligible to be a hybrid position (work from home and in the office).

Purpose, Mission, Vision, Values

At Scott Credit Union, we are committed to upholding our purpose, mission, vision, and values. Our Purpose guides everything we do as an organization and is supported by our actionable Mission, Vision, and Values. If our chosen purpose, mission, vision, and values resonates with you and you want to find meaning in your work, we hope you will apply to become a part of our team!

Purpose:
To be with our members through every phase of their financial journeys, providing financial solutions that support them, their families, and their communities.
 
Mission:
Members. Value. Community.
 
Vision:
Building Better Financial Futures.
 
Values:
Accountability - we take pride and ownership in all we do.
Diversity - we are committed to fostering a diverse, equitable, and inclusive work environment.
Growth - we encourage the professional development of our employees.
Integrity - we maintain the highest ethical standards.
Service Excellence - we are devoted to continuously "WOW"ing our members and colleagues through the 3e Promise.

Why You Should Join Our Team 

Scott Credit Union is a recipient of the St. Louis Post-Dispatch Top Workplaces Award 2023, the tenth time since 2012. This year, SCU was recognized as one of the Top Workplaces for our dedication to our people-first culture. The Top Workplaces award highlights SCU’s commitment to creating a positive and supportive work environment, where employees thrive and contribute to the organization’s overall success. Our team is our #1 priority, and we are proud to offer great benefits and perks, such as 11 paid holidays, competitive paid time off (PTO), Short-Term Disability (STD) that includes maternity leave, 401k with employer match, medical, dental, vision, and other insurance options, educational reimbursement program, employee assistance programs, opportunities for career advancement, casual “dress for your day” dress code, a positive team-oriented culture, and much more! A comprehensive benefit guide with a full list of our benefits can be found on our career page, scu.org/careers/.

The Day to Day as a Mortgage Loan Originator

An MLO is responsible for guiding members through the mortgage application process, along with soliciting residential mortgages from various sources including realtors, builders, financial professionals, existing and potential new members; providing mortgage support to branches; producing high quality loans which meet SCU guidelines while providing exceptional member service.

A typical day will look like:

• Develop referral contacts with realtors, builders, financial professionals and personal contacts through cold calling, networking and community involvement.
• Maintain up to date knowledge of SCU in-house and secondary market mortgage products and related regulations, policies and procedures.
• Interview loan applicants at realtor’s office, SCU branch location or other location to suit member’s needs and provide program recommendations.
• Quote current mortgage interest rates and provide closing cost information.
• Request and/or collect applicable documentation from each loan applicant and forward file to Loan Originator Assistant and/or Mortgage Loan Processor within 48 hours of loan application.
• Guide loan applicants through the mortgage process from application to closing.
• Maintain up to date knowledge of SCU product offerings and cross-sell the services of the Credit Union with each individual member, when applicable.
• Coordinate with Supervisor and Marketing Department to conduct mortgage workshops and seminars.

Are You a Good Fit?

Ask yourself the below questions to help determine if this job is the right fit for you.

• Do you enjoy engaging with people and providing exceptional customer service?
• Do you enjoy working in a diverse environment with diverse members?
• Do you work well in a teamwork atmosphere but also independently?
• Are you organized while maintaining accuracy and completing tasks?
• Do you take pride and ownership in all that you do?

If you answered yes to these questions, we hope you apply!

To Be Considered, You’ll Need:

• High School Diploma or equivalent.
• Two years’ experience in real estate or lending.
• Working knowledge of personal computers and lending systems. 
• A valid driver’s license, reliable vehicle for extensive local travel and state minimum insurance coverage.

Are You Ready to Join Our Team?

If this sounds like the right opportunity for you, we hope you apply today! If selected as a candidate, next steps may include a phone interview to go over the basics and/or an in-person interview to learn more about your experiences and qualifications. 

Mortgage Loan Officer; Loan Origination